Which Insurance Cos OK for chipped TDi's

Honest John Back Room » Motoring discussion
View Threaded
Wed 6 Sep 2006 00:06
Which Insurance Cos OK for chipped TDi's - Surrey_Scientist
Can anyone tell me who they have managed to get insurance through when they have chipped a turbo-diesel ?

I amconsidering buying one and getting it chipped......

I spoke to my company and can only seem to get a call-centre in india who cannot seem to get a handle on what I am asking when I ask if they will insure a chipped vehicle, and what ht elikely increase in premium is.

Wll the usual big -name Ins. Co's insure these cars, as they are hardly hot-hatchews even with the upgrades ?

What is the usual increase of premium over the standard car ? Is it in a direct % increase with the %increase in power ?

Do they require some kind of engineers report on what the upgrade is ?

Will they only insure certain types of tuning box, or will they insure ECU remaps as well ?

Any advice appreciated as I can't get any sense out of my insurer.
Reply | Report as offensive | Link
Wed 6 Sep 2006 00:42
Which Insurance Cos OK for chipped TDi's - George Porge
I use these for my VWs, they're VAG specialist insurers

Brentacre Insurance Services Ltd
98, Mansel St, Swansea, West Glamorgan SA1 5UE
Tel: 01792 650933

Highly recommended
Reply | Report as offensive | Link
Wed 6 Sep 2006 00:46
Which Insurance Cos OK for chipped TDi's - Aprilia
The insurers often get scared when someone modifies their car. Its no so much the extra power, rather that you are flagging to them that you might be interested in driving fast. For example, some insurers will load a premium if you fit a strut brace. The brace doesn't make the car go any faster - but you are flagging to them that you are the kind of driver who is interested in going round corners quickly - and therefore possibly a greater risk.
Reply | Report as offensive | Link
Wed 6 Sep 2006 12:59
Which Insurance Cos OK for chipped TDi's - Group B
I've currently got an Ensign policy obtained through Adrian Flux insurance: www.adrianflux.co.uk/ . Its the first time I've them so I don't know how good they are in a claim situation, hopefully I will never have to find out! You may want to check out last weeks(?) Auto Express customer satisfaction survey on insurers. My premium was £23 more than a renewal quote from my old broker for my car in unmodified condition. I'm 34, got 8 years NCB, 3 points for speeding 3 years ago.

I had to put the make and model of tuning box on an additional "modified vehicle report" in the insurance forms, I had to state a 25bhp increase, but did not have to provide any certification. As it is a manufactured product ( www.tuningbox.com/ ); I assume they check with the manufacturer. For a remap, I assume you would have to provide some paperwork from the garage to certify the power increase?

Rich.
Reply | Report as offensive | Link
Wed 6 Sep 2006 13:03
Which Insurance Cos OK for chipped TDi's - TheOilBurner
Also try Greenlight insurance. They're very mod friendly, but are fussy about the age and history of drivers.

Could be worth a call.

www.greenlightinsurance.com/

Unlike most insurers, you get to speak to someone who is not only in the UK, but understands what the mods are and the effect they truly have.

I've found them to be excellent so far, although no claims made yet, fingers crossed! :)
Reply | Report as offensive | Link
Wed 6 Sep 2006 13:11
Which Insurance Cos OK for chipped TDi's - daveyjp
A lot of smart owners turned to www.msminsurance.co.uk/index.asp after they had carried out mods. Never used them myself as Liverpool Victoria covered our smart ECU mod for no extra charge, a policy I understand they have now changed.
Reply | Report as offensive | Link
Wed 6 Sep 2006 14:07
Which Insurance Cos OK for chipped TDi's - David Horn
My dad chipped his Rover 75 CDT. Norwich Union were completely happy with it, and even insure me in it for the odd time I need to driver his car.
Reply | Report as offensive | Link
Wed 6 Sep 2006 19:31
Which Insurance Cos OK for chipped TDi's - Surrey_Scientist

Thanks for the advice so far.

I may look into some of these co's. I usually use Confiused.com to search for quotes, but obviously with a mod. it is prob ipossible to use this to get accurate info.

Perhaps try ringing up the top cheapest quotes.
Reply | Report as offensive | Link
Thu 7 Sep 2006 14:14
Which Insurance Cos OK for chipped TDi's - VR6
I can also recommened Brentacre. First class service, and really keenly prices. They got me a policy with Ensign for far less than adrian flux or greenlight could. My cars not chipped but has a couple of modifications which make it more or less unisurable with the 'big boys'
Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance

Real MPG enables you to register the fuel economy you are actually getting against your make and model of car, its engine and type of transmission.

Every time you enter an average consumption figure against your car, the overall average automatically adjusts to reflect it.

Real MPG