Dear all,
Apologies if this has been asked and answered before, but I couldn't find it in the forum search.
I live in the UK but for the next 12 months I will be spending at least 50% of my time on the continent - in France, Belgium, Germany, Holland, etc). My insurance is up for renewal and I want a policy that will cover me while in Europe *at the same level* as I am covered in the UK, i.e. TPFT. Also, I'd rather not have to phone my insurers every time I go away/come back, as my trips are rather frequent.
I know that UK inserers are legally obliged to provide you with minimum cover in EU contries, but that's not good enough for me as if my car gets nicked in Belgium, I'll be up the proverbial without a wotsit.
Every insurer I have contacted says you can be out of the country for 90 days per year, no more, which for me isn't adequate.
So to the question - does anybody know of any insurers who will be able to give me the cover I need? Has anyone else been in a similar position and what did you do?
Thanks in anticipation.
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This link says foreign cover is up to 60 day and to contact them if longer is required:
www.budgetinsurance.com/car_information/foreign_tr...s***B139
Budget is a broker as far as I'm aware so will no doubt be au fait with such a situation.
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What\'s for you won\'t pass you by
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Bit more at:
www.confused.com/buyersguide/driving-abroad.jsp
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What\'s for you won\'t pass you by
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More Than is also willing it seems:
www.expertcardirectory.co.uk/direct-insurance-more...m
Best to go direct to More Than if you are interested...:-)
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What\'s for you won\'t pass you by
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There is a broker in Swansea (or cardiff?) who specialises in annual cover outside uk. I cannot find details at the moment but will try later. I think you will find a refence on this forum if you do a search.
I also think he also advertises in FPN (French Prpoerty News).
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pmh (was peter)
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www.stuartcollins.com/index.shtml
The last policy was issued by AXA for 12 months cover in France.
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pmh (was peter)
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Dear Ribzilla
This thread tinyurl.co.uk/l2guhttp: refers to 180 day cover with Liverpool and Victoria.
Regards
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Try a search on international vehicle insurance & it will probably return links to major brokers - I saw axa, alexander forbes at a glance.
If a large part of your time abroad business-related, check with your company's insurance broker first, as the premiums will almost certainly be lower.
I am currently insured via screentrade with NIG for class 1 business use UK & Europe.
Class 1 became essential as I have no single place of work.
Note that the cover with most insurers is subject to a consecutive 90 day limit.
iirc, European law dictates the insurance cover must be taken out in the country where the vehicle is registered.
A useful tip: if you have your car "routinely" serviced in Germany, many garages will include 12 month European breakdown/recovery. I had this with citroen & friends take their Opel to Germany twice a year, where the dealers do not charge extra for essential work identified on service bulletins.
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