One day insurance

Honest John Back Room » Motoring discussion
View Threaded
Sun 24 Apr 2005 01:11
One day insurance - Citroënian {P}
Hi,

Does anyone know the best way to get insurance cover for a single day? I've got to drive a friend's car up the country and although my policy gives me 3rd party I'd like to get fully comp on this car, just for the day.

Thanks in advance,
-- Lee Having a Fabialous time.
Reply | Report as offensive | Link
Sun 24 Apr 2005 01:32
One day insurance - Avant
We need this soon, as SWMBO wants to try a MINI for longer than the usual up-the-road test drive. I'll ask my usual broker to arrange it, and I would imagine they'd do it even if you aren't a regular cuatomer. Sheraton Insurance Brokers: 01329 833250.
Reply | Report as offensive | Link
Sun 24 Apr 2005 10:35
One day insurance - Brad
Did this recently with youngest son. Churchill was the insurer. Any individual (or number of individuals) can have from 1 to 90 days temporary insurance in one year. Just ring up when you want it and pay with a card for the time you want. Works out at £10 for one day but goes down if you buy more. 17 days was £70 as he did a lot of driving over the easter hols. All the excesses get loaded for a provisional teenager as well but it's better than paying £80 per month and having months when they don't use the car at all.
Reply | Report as offensive | Link
Sun 24 Apr 2005 10:39
One day insurance - ProtonGuy
If it's not your car then you shouldn't insure it as (in theory) you cannot insure something that you do not own. Churchill may bend the rules if they want to but you must tell them it's not your car to avoid problems in the event of a claim.

The correct way is to simply add yourself to the owners existing policy for the one day.
Reply | Report as offensive | Link
Sun 24 Apr 2005 11:12
One day insurance - Pugugly {P}
Going to Belgium on business in July. Three of us going and taking my car. It has cost me the princely sum of £10.50 to add the other two as drivers for a week.
Reply | Report as offensive | Link
Sun 24 Apr 2005 11:25
One day insurance - Oz
Slight digression I know, but what about special one-day insurance for doing a lap or two on the Nürburgring? This is routinely excluded from private cover because - regardless of the driver's intentions - it is inevitably perceived as high risk / racing / time trial / whatever. Anyone had experience?
Oz (as was)
Reply | Report as offensive | Link
Sun 24 Apr 2005 21:03
One day insurance - patently
Slight digression I know, but what about special one-day insurance for
doing a lap or two on the Nürburgring?


Track cover is a specialist item. Most will not touch it; you will need an experenced broker - usually one with a penchant for track days himself.

Try searching the Porsche Club forum/Ferrari owners club etc etc.
Reply | Report as offensive | Link
Sun 24 Apr 2005 22:06
One day insurance - martint123
AON used to include track day cover with their mx5 owners club deal. No longer.
I was quoted circa £250 for a days bike cover for the 'ring. Didn't bother. Might make you drive a tad more sensibly.
Reply | Report as offensive | Link
Wed 27 Apr 2005 20:57
One day insurance - Oz
Thanks for advice. With the best will in the world I might just get in the way of the odd Ferrari, or the odd milk float could get in my way. Not worth it really, better to spectate.
Oz (as was)
Reply | Report as offensive | Link
Wed 27 Apr 2005 21:12
One day insurance - Citroënian {P}
Just wondering how the first bit applies to a hire car...anyhow, I've taken your advuce and been named as a driver for a day on the policyholders policy. Thanks for the advice,
Lee

-- Lee Having a Fabialous time.
Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance