Thanks for all your replies.
As Patently pointed out, the thing that has pink fluffy dice me off the most is the attitude of the people I dealt with yesterday.
I checked again last night and the renewal notice does state it is a temporary cover note for 15 days, and according to the DVLA they should accept a cover note. I\'m hoping that it will come this morning and if not, I\'m going to my friendly local PO where I usually tax my car.
Fingers crossed!
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Taxing it on your old insurance may not have been possible. I tried to tax my wife's car with an insurance policy which ran out about a week later - the PO refused to tax the car.
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>>which ran out about a week later - the PO refused to tax the car.
That they cannot do. However, to the original query, there is no way you are able to use a renewal notice as proof of insurance. It does hold all the policy numbers etc. so if someone wanted to check with them they may confirm that the insurance is valid, but even that isn't proof, although they may choose to accept it.
Only a certificate of insurance is proof of insurance and that may not be backdated.
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"I checked again last night and the renewal notice does state it is a temporary cover note for 15 days,"
If it really is a cover note, then it should be acceptable. It will provide basic Road Traffic Act cover to third parties, all that is legally required.
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To draw to a close, I went to my local PO this morning and explained the situation. The man serving checked the renewal notice and accepted the temporary cover note on the back (which he said was valid for 15 days from the date of insurance expiration) and I have now got a taxed car - lucky as my insurance certificate still has not arrived.
I'm not sure if he should have accepted it or not but at least I'm 'legal' now.
I am surprised that the PO would not accept a certificate that was still valid but ran out a week later - it did cross my mind yesterday that if I had gone in the day before my insurance expired, whose to say whether I renewed it or not.
Anyway - I have one less thing to worry about now ...
Thanks for all the replies - great to see a friendly forum!
:)
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louise32
"To draw to a close, I went to my local PO this morning and explained the situation. The man serving checked the renewal notice and accepted the temporary cover note on the back (which he said was valid for 15 days from the date of insurance expiration) and I have now got a taxed car - lucky as my insurance certificate still has not arrived.
I'm not sure if he should have accepted it or not but at least I'm 'legal' now.
I am surprised that the PO would not accept a certificate that was still valid but ran out a week later - it did cross my mind yesterday that if I had gone in the day before my insurance expired, whose to say whether I renewed it or not.
Anyway - I have one less thing to worry about now ..."
Hi
One less thing to worry about??
What about the fine for not renewing the tax disc before the 1st of the month?
Just wait for that to pop through the letter box, lol
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According to the DVLA you get 14 days grace to pay after the date the tax is due.
Nice of them, isn't it?
:)
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According to the DVLA you get 14 days grace to pay after the date the tax is due. Nice of them, isn't it?
louise:
can you give more details of your source/facts, please?
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hehe @ pink fluffy dice
Sorry for the starred expletive - just checked the swearing rules and realised that's not the done thing either.
Sorry if I offended anybody!
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Your renewal notice should NOT have been acccepted, only a proper and valid insurance certificate.
I've no doubt you are honest, but there would have been nothing to stop you using your car afterwards without renewing your insurance; your up to date road tax disc would convey the impression that the status of your insurance and (probably) MOT certificates were legitimate.
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From DVLA site What documents do I need to relicense.
"A valid certificate of insurance or a cover note. When you use a motor vehicle on the roads, you must be insured against third-party claims for death or injury and damage to property caused by using the vehicle"
DVD
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louise32:
despite what stuarti and some others have said, as long as your renewal notice says it is also a "temporary cover note", then that is perfectly acceptable in LAW. you only need produce either a valid certificate or a cover-note.
when the first two clerks declined your combined renewal-cover-note, you should have either asked for a supervisor/manager and/or taken down thier names etc. for written confirmation that they had refused to renew your tax. that would have protected you from the £80 fine charged to some for for late renewal.
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It's all so much easier on the Scilly Isles, as I discovered last week. There's no such thing as the MOT down there, so that's one document you don't have to produce!
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sometimes i wonder just how well P.O counter staff know thier jobs!, my car was "imported" into northern ireland from japan, registered there, taxed and mot'd, before coming to me, whereby i promptly registered it with swansea no problem. when i came to re-tax it at P.O, they wouldn't accept the irish MOT,as it was printed in landscape format and not portrait. this was inspite of it stating "United Kingdom and N.Ireland traffic act 1974" on it.
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Come on everyone.
If you have a job as boring as a post office clerk then you have to liven it up somehow.
Why not tell anyone who is clearly on the last day of their car tax that they can't have a new one? There's always something you can point to - "oh dear sir, that cover note is printed in black ink only - I think it may be a photocopy and I need the original"
After all, the fireworks must be great fun to watch!
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Yet I've managed to renew licence discs with:
1. A faxed copy of the insurance cert.
2. An insurance cert for a vehicle I own (& have insured which covers me third party on other vehicles) when renewing for a vehicle owned by a third party.
Thanks to Aldwych Post Office (who also on another occasion took from me the old V5 - when I had no counterfoil - and claimed to have sent it off to DVLA, but nothing ever came back from them).
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Well PO staff aren't always very easy but I think it's a tougher and more teadious job than I'd like. I believe they are under quite a bit of pressure to follow rules for fear of heavy fines.
Take it on the chin and try to see the funny side, I say.
When I came to pay my income tax bill, I gave the PO a current account cheque and they wanted to see my banker's card! I mean I am paying my own tax if the check bounces who comes off worse? Rules.
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my boyfriend went to tax his car with his valid insurance certificate, however the insurance ran out on that particular day at midnight, it was still valid obviously but ran out at midnight.
The post office wouldnt accept it.
He had to wait for his new certificate to arrive before he could get his car taxed.
I may be wrong so please forgive me but I dont remember seeing anywhere that you have to have a certain amount of time left on your insurance?
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I thought it had to be valid on the first day the tax is to run from. By midnight, do you mean of the night before or at the end of the day?
I've experienced the opposite effect - new insurance starting part-way through a month, but I was refused tax back-dated to the start of that month. The answer was to shop around and find another PO with a different interpretation of the rules.
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I've just got my renewal notice a moment ago and it does come with a 15 day cover note. But I notice that it says at the bottom:-
It cannot be used in order to obtain or renew a vehicle road fund licence
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