Our renewals were in January, both with DL.

I'm 69 still in full time work, wifey retired.

They'd increased the premium on my 20 year old Landcruiser by about £80 but after consulting MSE comparison site and phoning DL renewals we got that down to under £300, comp protected umpteen years ncd.

Saga renewal on wifeys 17 year old Forester 2.5T was much higher, saga wouldn't come down anything like considerable, asked DL to quote whilst on the phone to them and without physically checking that was about £300 might be a fraction over, a decent saving on saga's quote so insured that with them there and then.

I've found DL's phone centre staff to be friendly understandable and competent, that's one of the reasons we stay with them, i also renew there and then so the person concerned gets the retaining commission, how they'll be if there's ever a claim no idea, NFU were brilliant but priced themselves out of my wallet sadly.

One thing i've tried not to do is claim on windscreens, have paid privately for several screen replacements over the years using a small local firm the trade used, its surprising just how cheap screens can be if you avoid the national chains...whether the lack of screen claims has helped keep our premiums low i don't know but it can't have hurt.

Edited by gordonbennet on 11/06/2025 at 17:07