yes another (insurance query)

Honest John Back Room » Motoring discussion
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Fri 13 Feb 2004 13:19
yes another (insurance query) - billy25
i feel that my good-will and nature may have cost me dear!.
opened post this morning to find a "demand" for £512.78 insurance costs + £300 claimants excess.

this goes back to an incident in july 2003, when another driver hit my parked car, causing miniscule damage to mine, but caving in his own passenge side door and ripping off his door strip.

to cut a long story short, he didn't want the police involved, was insistent that he would sort out the damage, and didn't want the insurances involved as he thought that the loss of "no claims" would be dearer than the repairs.
as my car was already booked into a body shop for having some stone chips treated, i agreed to drop the matter, and until today,(7 months later) i haven't heard a thing about it.

his insurance co. are claiming the money under something called the RIPE AGREEMENT, what is this? and before i do anything (in anger)at this stage, what do you think my my next steps should be.
any advice gratefully recieved,

billy
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Fri 13 Feb 2004 15:13
yes another (insurance query) - PoloGirl
Hiya...

If I rememeber rightly, RIPE agreement stands for reduction in paper exchange. Certain insurance companies are signed up to it and it means they can settle things over the phone, reducing paper and time taken to settle claims, or so they say.

Is there more to this than you've said? Did you admit liability? Or did he just merrily drive into the side of your car?

If it were me, I'd tell my insurance company and let them take it on/contest it for you, especially if you have legal cover on your policy. (I think you're meant to tell them if you have a collision anyway, even if it's just for info and you don't need them to do anything).

Hope you get it sorted.

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