Those are good prices.

I got Winston Wolf to insure me (45) and SWMBO (41) for £195 on my BRZ.

My car insurance has fallen to a new low of £144 fully comp for the kia rio 2, 1,2 maual, Swmbo ( a doctor) as a named driver.

Crikey, that's expensive. :-) We pay 130 for SWMBO's 500, it's been that level for four years so I think it's a minimum premium

Add Dr as the occupation for swmbo if she is the 2nd driver, or you if you are.

Fooling around with the comparason sites, (not recommended unless you do it anonymously) I can get it to !130ish too.

The whole thing seems to a lottery. One day one price, the next another etc etc. I pay £220 for me (one SP30), SWMBO and a daughter ( clean licences). Includes legal assistance, towing, protected ncd etc at 10k miles per annum, mid range excess. The same company insure my house for buildings and contents at an excellent rate too. I check every re-newal and have been with them 3 years now. Not bad really, it sort of restores your faith somewhat that they don't try to screw a loyal customer. Hold that thought, wait until the next re-newal before we get all dewy eyed.

Cheers Concrete

Who is the cheapest insurance at the moment please

If only it were as simple as that, like others i often use the comparison sites, then work me way up from the cheapest (which is usually the company who charge stupid amounts for any mid term admin changes) till i arrive at a company that i would use.

SWMBO gets fully comp for under £200 on a 3 litre Outback from SAGA, they have proved to be very helpful with low charges for admin too and renewals are sensible so far so ne need to look elsewhere.

I get fully comp for £200 from Cornmarket (HGV/PSV and IAM specialists) on an older 3.2 litre Merc which was group 18 when they maxed at 20.

Both policies protected NCD and both with £300 excess, i wouldn't claim for an under £1000 repair anyway so the excess is neither here nor there.

I think the only policies under £100 are going to be for classics on limited use.

This year I received a quotation for just over £600 from my insurer. I had insured with the company for years, with maximum NCB. I suspected that they treated me as captive, so I looked at the Which? magazine recommended providers and enquired of the top three. The best regarded quoted over £900; they obviously didn't want me. The following two quoted in the lower 300s. The last was my previous insurer.

They say it pays to shop around.

Wife renewal is due next week. Last year she paid about £225 for a 1.6 CRDi Kia Ceed SW, now they want £340 for a Nissan Note 1.2 (which is smaller, cheaper and slower).

Went on their website and put in exactly the same info but for a pretend new customer, came back £0.01 less.

Phoned them and they knocked 10% off.

Tried 3 alternatives, two had slightly fewer features (especially the level of protected no claims) but one was identical, the price £176.

Guess where we are insuring this year.

Must be an actor - they like trading in the old wife for a new model every few years - cheaper than constant servicing/maintenance and looks far better! Only kidding!

Well done Rickyboy. And thats including the new rate of Insurance Premium Tax. Which is a really stupid tax. Up from 6% to 9.5% so 9.5% of the premium you pay goes straight to the Government for doing er ..nothing.

There's no logic or reason behind this tax it's purely just revenue raising.

You are obliged to buy insurance so your forced to pay the tax. What it will do is provide yet more encouragement to some to just not buy Car Insurance.

Which is just what we need a lot of uninsured Yahoo's whizzing about everywhere having accidents. That puts up the cost of everyone else's insurance. Since the levy to the MIB will have to increase and you could end up being unable to recover your excess from one of the uninsured clods.

Hardly a progressive tax.