Quick Insurance questions - a bit basic - Rebecca {P}
I'm about to shop around for fully comp insurance quotes for my new Picasso.

Named drivers will be me (main driver) and Hubby. He drives a company van on fleet insurance and last year had a minor shunt (his fault). His employer reported it to the insurance co, but didn't make a claim. They settled direct with the other driver.

When I give details to get quotes, do I need to mention this? I don't want them to have any excuses not to pay up in the event of a claim in the future, so I assume I mention it...don't I?

I have had a company car for the last 7 years (no accidents or claims). Is this seen as any less of a good record when considering NCB? Employer will write and confirm if necessary.

And can brokers ever match 'direct' quotes?

That's enough for now!
Quick Insurance questions - a bit basic - 007

I have had a company car for the last 7 years
(no accidents or claims). Is this seen as any less
of a good record when considering NCB? Employer will write
and confirm if necessary.


I can comment on this point. I was once in same circumstances. Employer had to confirm in writing and their assurance was accepted. If you are told "No", I suggest that you say you will have to do business with an Insurer who will take a faultless record into account! Attitudes may have hardened since my turn.
Quick Insurance questions - a bit basic - Vansboy
Answers Yes, tell them about the bump, Yes, they should consider your previous unblemished history, DEFINITELY Yes a good broker will match/better direct quotes. Plus you'll have a real live person to contact, rather than press option 1, 2, 3, 4, .....
If you need any help!!
Mark
Quick Insurance questions - a bit basic - DavidHM
Given that you have no NCD in your own name, a broker is likely to have much more fleixbility than a website or a direct vendor, who are probably more suited to a straightforward insurance history. That means dealing either face to face or on the phone with a small company where you can speak to a decision maker every time you're in contact with them. Unfortunately I can't give any recommendations other than to check the ads in Yellow Pages and maybe the back of Top Gear magazine.
Quick Insurance questions - a bit basic - Rebecca {P}
Well it seems the no NCD in own name is quite an issue. Most quotes (brokers, internet and direct) have been between £400-£500 (seems so much for a good area/good history/modest car) One even came in at £1036!

Direct Line on the phone have come up with £286 (includes extra discount as house insurance is with them). At the end of the year they will confirm 5 years personal NCD if I wanted to buy elsewhere.

SOLD to the woman with the new Picasso Auto (well, will have it soon).

Anyone want a Y Reg BMW 318i Touring?

 

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