Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

Hi

I'm probably overthinking this and just confusing myself!

I'm travelling down from Scotland to Devon next week, to purchase a Mazda Bongo for my daughter from a private seller. I'm just doing the legwork and she will be the named owner on the V5.

Do I have to sign the new owner part of the V5 in my own name and then transfer it to my daughter at a later date? or can I just write her name as I'd rather avoid adding another previous keeper.

Road tax is fine, I know I can do that online or over the phone once I've bought the van

However, insurance! For the journey back which will take 2 days, what do you reckon the cheapest way to get insurance cover for myself will be? My current thinking is that one of those temporary car insurance specialists might be best then my daughter can sort her own insurance out when we get back home?

Any thoughts/advice would be gratefully received!

Mazda Bongo - Buying a car on behalf of daughter, complications! - Happy Blue!

From a legal perspective, as long as you authority to buy the car in your daughter's name I can see no reason to put your name on it. Just take a letter from your daughter to prove it.

Regarding the insurance, it would probably be better to insure the car in your daughter's name from the moment of purchase and add you as a named driver for a few days.

Mazda Bongo - Buying a car on behalf of daughter, complications! - FiestaOwner

I've just looked up the V5 for my car. The seller fills out section 6 with the new keepers details (and sends it off, or they can do it online), but the buyer doesn't need to sign it. The seller needs to give you section 10 (New Keeper's Details V5C/2) off their V5.

You will need to tax the vehicle (using the reference number on V5C2) online here:

www.gov.uk/vehicle-tax

As Happy Blue! says, as you have your daughters authority, I don't see any legal reason you shouldn't do this.

If you know that you are definitely buying this vehicle before you go down, I (or your daughter) would arrange the insurance in advance. I would insure it in your daughters name, with yourself as a named driver, for the term of they policy. Probably be the cheapest way. Often adding the details of an older driver to a policy brings the cost down.

The only thing that concerns me (as it's so far away) is, has anyone inspected and test driven this vehicle? Vehicles can look good in adverts and photos, but can be a pile of junk when you view/ test drive!

Hope all goes well.

Edited by FiestaOwner on 18/11/2018 at 07:55

Mazda Bongo - Buying a car on behalf of daughter, complications! - badbusdriver

The only thing that concerns me (as it's so far away) is, has anyone inspected and test driven this vehicle? Vehicles can look good in adverts and photos, but can be a pile of junk when you view/ test drive!

This would concern me too. I live in North East Scotland and a few years ago i took my Dad down to Cumbernauld to view a Bongo. It was a pile of poo!, complete waste of a journey. If you are buying from a reputable dealer of this type of vehicle with excellent customer reviews then fair enough, but i hope it isn't a private sale?.

Mazda Bongo - Buying a car on behalf of daughter, complications! - FP

Even if it's a dealer that's selling, do you really want to be in the position where you have to return the car to the dealer for repair or whatever if there are issues after it's been bought (if you do actually buy it)?

Each to their own, I suppose, but I would not put myself in that position.

Edited by FP on 18/11/2018 at 10:07

Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

As I said in the original post, yes, it is a private sale. I really appreciate the concern expressed however for effectively buying something unseen at such a distance (Cumbernauld would have been fantastic...well as fantastic as Cumbernauld gets!). I will give the van a good checking over when I get there. I'm aware of where the familar rust problems tend to show themselves, the issues with cooling and head gasket failure and various other Bongo specific issues. I'll also make sure it starts/drives/steers and stops as it should and that the autobox is working properly as well as inspecting the paperwork/reciepts etc. There are a couple of good Bongo buying guides online and I think one was actulally pointed out to me by a helpful poster here when I mentioned I was starting to look.

Bottom line is that even though it's a long trek to see the van, I'm still quite prepared to walk away of it is the proverbial pile of poo, something doesn't smell right(!) or it's not as described. I've looked at and driven quite a few now so I'm a bit better prepared than I was at the start of the quest a few months back.

Thanks for the earlier replies about insurance and the V5, I'll likely just get myself as a named driver on my daughter's insurance and get that pretty much set up before I travel so all it hopefully takes is a phone call.

Keep you posted!

Mazda Bongo - Buying a car on behalf of daughter, complications! - FiestaOwner
Bottom line is that even though it's a long trek to see the van, I'm still quite prepared to walk away of it is the proverbial pile of poo, something doesn't smell right(!) or it's not as described. I've looked at and driven quite a few now so I'm a bit better prepared than I was at the start of the quest a few months back.

That's fine then. It's all to easy to get into the situation of having to buy because you've travelled a long distance to see it.

You've obviously done your homework.

Hope all goes well.

Mazda Bongo - Buying a car on behalf of daughter, complications! - Senexdriver
Probably not the best advice, but another idea even so: does your own policy allow you to drive other vehicles? Where this is included you only get third party cover, so not good for your daughter if you dent or otherwise damage the Bongo on the way home, but just a thought. I’ve resorted to this in rare emergencies in the past.
Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian
Probably not the best advice, but another idea even so: does your own policy allow you to drive other vehicles? Where this is included you only get third party cover, so not good for your daughter if you dent or otherwise damage the Bongo on the way home, but just a thought. I’ve resorted to this in rare emergencies in the past.

It does but where that might get tricky is if the Bongo is registered as a motorhome. I know i can drive other cars 3rd party but I'd have to check what the situation is for the Bongo (trying to contact current owner at the moment to see what it's registered as)

Mazda Bongo - Buying a car on behalf of daughter, complications! - Blackjag
Probably not the best advice, but another idea even so: does your own policy allow you to drive other vehicles? Where this is included you only get third party cover, so not good for your daughter if you dent or otherwise damage the Bongo on the way home, but just a thought. I’ve resorted to this in rare emergencies in the past.

You neeed to be really careful with this.

Most insurers these days will only allow you to drive other cars on 3rd party cover if that car is subject to an insurance policy itself.

I guess it varies with different companies, but I would advise reading the small print very carefully

Mazda Bongo - Buying a car on behalf of daughter, complications! - FiestaOwner
Probably not the best advice, but another idea even so: does your own policy allow you to drive other vehicles? Where this is included you only get third party cover, so not good for your daughter if you dent or otherwise damage the Bongo on the way home, but just a thought. I’ve resorted to this in rare emergencies in the past.

Not a bad idea. But the vehicle couldn't be in your own name, should be ok in your daughters name though.

However this cover is usually restricted to driving another "MOTOR CAR", so wouldn't cover vans or motorhomes. Edit: Lucklesspedestrian, I see you're already aware of this.

You would need to check the wording on your certificate of insurance, to see if you have this cover (many policies don't have this cover now) and what vehicles it would allow you to drive. It won't cover you for a vehicle that you own (or lease, or PCP or HP).

Edit: Just seen post by Plumspitfire69. He's absolutely right the vehicle would still need it's own insurance policy to be in force. Just as well to be a named driver on your daughter's policy then.

Edited by FiestaOwner on 18/11/2018 at 10:50

Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

To be honest I'll either go down the route of being added as a named driver on my daughter's new insurance policy for a year (can't imagine adding an old duffer like me with max NCB will make much of a difference to the price) and hopefully set it up in advance so that we just have to activate it/pay for it when/if we buy the Van or....try to get insurance for 2 days from one of those temporary specialists, I'll see which is cheaper and also if those temp specialists will cover the Bongo. Looks like the Camping and caravaning Club is best for insurance but they're closed today, presumably all off somewhere camping and caravaning!

Mazda Bongo - Buying a car on behalf of daughter, complications! - badbusdriver

Fingers crossed it is a good 'un. Let us know how you get on.

Mazda Bongo - Buying a car on behalf of daughter, complications! - RT

That doesn't help - under continuous insurance rules, the car has to be insured in its own right.

Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

That doesn't help - under continuous insurance rules, the car has to be insured in its own right.

sorry, what doesn't help?...the thread is moving quickly!

Mazda Bongo - Buying a car on behalf of daughter, complications! - RT

That doesn't help - under continuous insurance rules, the car has to be insured in its own right.

sorry, what doesn't help?...the thread is moving quickly!

I should have quoted Senexdriver's post - my bad.

Using the "any other car" on your insurance policy to drive it home doesn't work as the car has to be specified in ts own right under continuous insurance rules - and without that insurance you can't tax it as the existing tax/VED ends as soon as the sale is done.

Edited by RT on 18/11/2018 at 11:49

Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

Bought the van!

A slightly unsual experience in that I saw it advertised intially on the Mazda Bongo Facebook page. Tracking back through the seller's online history I found a record with pictures, comments etc of all the work/servicing he had done to the van from the day he first bought it. On the one hand it was scary seeing the various problems it had but ultimately very reassuring to see what he had done, how he had gone about it etc. Never bought a car before with that kind of record. I suppose it must be a more common thing these days with owners clubs and social media.Great though because nothing is hidden!

It was also one of those situations where getting a good impression of the seller was nearly as important as the condition of the vehicle.

Anyway, turned out it was a good 'un. A 500 mile journey home in a newly bought 19 year old vehicle is as good a shakedown as I can think of and it passed with flying colours, one loose headlight connector and a below par heater (which I knew about).

The insurance etc wasn't an issue, just went on as named driver on daughter's policy and taxed it online.

So, I suppose I move on now from trying to source a camper for her to researching kit, mattress toppers, gas bottles, kettles, the dreaded awnings etc etc! (at least that will be Xmas sorted!)

Mazda Bongo - Buying a car on behalf of daughter, complications! - badbusdriver

Glad to hear it turned out to be a good 'un!.

You won't have any issues finding the stuff to convert it, there are plenty of options ranging from a cooking/washing up/fridge/cupboard unit which can go in a few different places, to the full rock'n'roll bed plus side units. Also pop up roof if it doesn't already have.

But good luck with it!

Mazda Bongo - Buying a car on behalf of daughter, complications! - lucklesspedestrian

Oh it's converted BBD!

A nice full side conversion with SMEV sink 2 burner hob and a fridge as well as some useful cupboard space and a table (detachable). It's also got the 240v hook-up and leisure battery. The seats fold down to make a full length bed with 2/3rds of the width of the vehicle.

Apparently it cost the previous but one owners 4 grand which I can believe.

Since it's only 2 'young 'uns' using it they are fine without the pop top. TBH the handling/performance/mpg is a lot better without it.

It's really just the 'accoutrements' I need to help with!

Mazda Bongo - Buying a car on behalf of daughter, complications! - FiestaOwner

Thanks for providing an update.

Glad it has worked out ok for you and your daughter.

Mazda Bongo - Buying a car on behalf of daughter, complications! - badbusdriver

Oh it's converted BBD!

A nice full side conversion with SMEV sink 2 burner hob and a fridge as well as some useful cupboard space and a table (detachable). It's also got the 240v hook-up and leisure battery. The seats fold down to make a full length bed with 2/3rds of the width of the vehicle.

Apparently it cost the previous but one owners 4 grand which I can believe.

Since it's only 2 'young 'uns' using it they are fine without the pop top. TBH the handling/performance/mpg is a lot better without it.

It's really just the 'accoutrements' I need to help with!

Sorry, i misunderstood what you meant by 'researching kit'!.

Regarding the roof, while a fixed high roof will affect the mpg and handling (in the wind), a pop top really shouldn't make much difference at all. And the benefit is not just for the extra sleeping area, it is for cooking (assuming it has the cooker along the side, and not at the very back), and menial things like getting dressed. My Dad converted an old VW t25 van to a camper, and that was his biggest regret with it, having the low roof. Shouldn't be much of an issue for the kids, but for your daughter and her other half, will probably become tiresome!.

Mazda Bongo - Buying a car on behalf of daughter, complications! - barney100

That's a mammoth drive to view a Bongo. I'd scour more local adds to save myself that journey. If the vehicles no good you've wasted a lot of time and fuel money.