I don't think her driving is anywhere near dangerous which is (per CPS) when a persons standard of driving falls far below what would be expected of a competent and careful driver.

Lesser offence is careless driving when the defendants driving falls below the standard expected of a competent and careful driver. You're going to struggle to prove even that. If she were an above average skilled driver using IAM type driving/observation she might have avoided this accident but primary responsibility is yours.

Since somebody slowed to let you out there was presumably queueing traffic in both directions. You should have been aware of possibility of another vehicle, perhaps particularly a cycle or motor-cycle, overtaking the queue.

I'm afraid you just need to pay up and learn.

Edited by Bromptonaut on 08/01/2017 at 10:45

Ignoring the lack of insurance, I would still not blame the other driver. They passed (not overtook) a stationary bus when the traffic in the other direction had stopped for whatever reason. They would not have known why the bus had stopped but since it is normal for buses to stop, there would be no reason for them to have expected you to drive out.

The bus driver didn't tell you to pull out; he suggested that you might do so, and gave you the space to do so. Your duty at this moment is, assuming you decide to accept the bus driver's goodwill, is to "creep and peep" until you can see that the way ahead is clear.

If the van driver is offering you the opportunity to pay up, I'd grab it as fast as you can.

Alternative is an uninsured driving charge, quite possibly a careless driving one as well, and having to pay up anyway when the van's insurers get into action. That's a lot of money, a lot of points, and a lot of higher insurance premiums for some years.

My grounds for blaming the other driver is that she was driving dangerously , she was unaware of any potential hazards .Clearly both sides of the traffic was stopped to let me out. She over took a bus that had stopped infront of exit of a garage which is another potential hazard . I stopped when I saw her accelerating past the bus and she hit me as she passed .

I dont think she would of passed any hazard awareness test and I know for sure I would not of overtook that bus in that area . especially as it only stopped for a couple seconds

If the bus only stopped for a couple of seconds, a sensible course of action would have been to wait a couple of seconds until the bus had gone and you would have had a clear view of approaching traffic.

The fact you didn't suggests it is you who lacks hazard awareness.

Edited by galileo on 08/01/2017 at 20:23