Our car was stolen and damaged - why do we lose our excess and our full No Claims Bonus?
The locked house we were asleep in was broken into and our car keys were stolen. The car was stolen and damaged. We have to pay our £400 excess, but why do we also lose our full No Claims Bonus?
Asked on 20 April 2018 by Cathy knowles
Answered by
Honest John
It's because you're making a claim on your policy. If you have a full No Claims Bonus then you won't lose them all, just a proportion. Generally down from 60 per cent to 40 per cent. Unless you have Protected No Claims, they are always affected when you make a claim if there's no third party to be claimed against.
Tags:
Similar questions
If I park on a wide pavement with double yellow lines painted on the road an I technically parking on double yellow lines?
My son parked his van on a wide pavement so wasn't blocking either the pavement...
Should I buy a 2017 Lexus which has five Lexus dealer services in the record although there's a gap of 3 years? The car is being sold by a Lexus dealer.
I am looking at a Toyota Yaris, the car will not be used in the winter months and garaged.
Will this affect the life of the lithium batteries if not used for four months each year?
Elsewhere on 
.jpg)
