Ask a Question

What's the best way for an American to arrange insurance in the UK?

My daughter is visiting from the US, where she holds a full American driving licence. She holds a full UK licence, but the address is incorrect and she can't renew in the US without a UK address. I would like her to be covered on my insurance and they are willing to do so, but I know it's illegal to drive on a licence with incorrect details. Would it be okay to use my home address to renew? Failing this, can you suggest other options to insure her on my car for a three week period.

Asked on 19 April 2018 by Reginald Darge

Answered by Tim Kelly
Yes, use your address to renew her licence if she has no other address in the UK, but her best approach would probably be to hire a car. If she has a US licence, contact your insurer and see if they see that as acceptable. This is very much a grey area. It is very hard to arrange cover for a US (non EU) citizen on a UK policy.
Similar questions
On 8 August 2017, my car was hit from behind while my husband was driving. The other party fully accepted liability. When reporting the incident to Saga, I was passed onto Claimfast and I spent the best...
I was involved in a no fault accident. I took my claim to an accident management company, they gave me a hire vehicle and all was well. My car was written off as Cat N and I was offered a settlement from...
I hired a van to move house, but I'm now being charged for a replacement heated windscreen because of a 7mm x 3mm stone chip (which I believe could have been repaired). I was told when collecting the vehicle...

Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £9,304.93

Total cost of credit £1,804.93


60 monthly payments

Apply now

Representative example

The Representative APR is 13.2% (fixed) so if you borrow £7,500 over 4 years at a rate of 13.2% p.a (fixed) you will repay £199.21 per month and repay £9562.20 in total.

CarFinance 247 Limited is acting as an independent credit broker