Vehicle caught in floods - what water damage is likely?

My van was parked in lane outside my home, and was caught in flood water running down the road. It was washed several meters along the lane ending against a clump of trees facing into the torrent.

Water has entered the cabin presumably via the heater vents (Water carried debris up to windscreen level). Will water have entered the engine/sump and what is likely damage to engine/transmission? Local roads ripped up, and tarmac and stone wall boulders, some wedged under van, causing access problems. Is there anything we can do in the meantime?

Does insurance usually cover this situation?

Asked on 23 November 2012 by jagmansmith

Answered by Honest John
If the engine has not been started and if no attempt has been made to start it, then there may be no engine damage. But there could be plenty of other damage. This should be covered by insurance.
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