I'm 86 years old, have been driving for 70 years and became an Advanced Motorist in 1977. I have all my faculties and my only insurance claim was three years ago, for an accident when I was driven into whilst stationary at a local crossroads (no fault of mine). For comfort and ease of access I drive a Lexus RX 300 SE auto (2003 model). I do no more than 6,000 miles a year, but need a car because I live in the depths of the country.

Last year I got full comprehensive cover with all the bells from M&S Money for £478. Their renewal quote was nearly £1,600, and they would not give me any reason for the increase. After trying all the comparison sites I have finally got comparable cover from Admiral for £655, but alarmingly many companies would not even quote and many of them openly said it was because of my age. This is blatant ageism, and is despicable. A number of insurance companies have made hefty profits out of me over the years. I can foresee that in the next year or so I will be driven off the road by costs I can no longer afford and age discrimination. Have you any comment, or can you give me any help or advice? Would changing my car for a rabbit hutch with a lawnmower engine make any difference?