What are the options to cover the gap between returning a car PCP and availability of replacement?

The PCP on my i20 is up in December, I like the car and would like to get another on PCP and then eventually buy it, however there is a brand new i20 being launched later this year/early next year and would ideally like to consider that. What options am I likely to have to cover the few months between my current car being returned and the new model being available?

Asked on 27 February 2026 by

Answered by David Ross
One option would be to ask your current finance company if you can extend your current PCP for 12 months - not all providers offer this option but this would cover you until the new i20 became available. Alternatively you could hand the vehicle back and buy a cheaper car as an interim, although this would mean the effort of finding a suitable vehicle and also selling it on afterwards. You may also wish to consider registering your interest in the new i20 nearer the time with your Hyundai dealer and they may be able to offer you favourable terms on a new deal.
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