Why won't some insurers take on drivers over 80?

I learned recently that some insurance companies will not take on a new over-80 driver which I quite understand. But it does mean (a) that if you're with them you ahve to stay with them, whatever they do with price and (b) you can't shop around so much (as I have always done). How widespread is this? Are there other potential pitfalls for 80 year olds?

Asked on 10 May 2024 by Alan Pearce

Answered by Louise Thomas
Thank you for your message. Some insurers do have age limits in place for both new and existing customers, but there are also many out there who can provide cover up to the age of 110. And you don’t need a specific over-80s policy either. Don’t miss out on savings from fear of being turned away. When it comes to your renewal, make sure you shop around and give yourself plenty of time. Around 3 weeks before your renewal is usually the best time to get a good deal. There are insurers out there who can help you, so make sure you don’t auto-renew without shopping around first.
Similar questions
I am 84, mentally and physically fit, with no claims or convictions. I have been driving since I was 17. I have a Jaguar F-Pace and want to change it for a Volvo XC40 but I am having a problem finding...
I need to renew my car insurance on the my Toyota Auris and as I approach 70 in August I’m keen to obtain a competitive costing. Go Compare and Confused.com have both offered 40-50 options, including the...
I have received notification of my insurance renewal from Churchill, which is £408.20 - a 41% increase on last year. I live in Sutherland and my mileage was 8586 last year. I have one car a Skoda Octavia...

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer