When does a no claims bonus expire?
My wife came off Motability car use. The following year she was on my insurance as a named driver. Recently she applied for insurance and was told she has lost her no claims bonus of 45 years. Can this be right?
Asked on 8 April 2022 by james gallagher
Answered by
Dan Powell
When did your wife last have a policy in her name? If it's more than two years ago then the no claims bonus (NCB) will have expired.
Some insurers do recognise a NCB that's been inactive for up to three years, a broker may be able to help your wife find one of these policy providers.
Some insurers do recognise a NCB that's been inactive for up to three years, a broker may be able to help your wife find one of these policy providers.
Tags:
no claims bonus
Similar questions
I recently was involved in an accident (at fault but no other parties involved). I've tried to understand how the NCD works but is confusing from the same insurer.
So, my policy documents state: Protected...
During our 25 years together my wife and I have always had our own cars. Last year that changed when we decided that one car would suffice and we sold her car. My name is on the insurance with her as the...
Can a no-claims bonus run out? I sold my car 18 months ago and I'm still waiting for its replacement to arrive. What will happen if I don't take out a new policy in the next 12 months?
.jpg)
