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Someone damaged my car and wants to pay me cash - should I accept or go through my insurance?

While parked, my wing mirror was knocked off by a passing vehicle. He wants to pay me cash. Should I accept or go through my insurance

Asked on 20 July 2018 by hopkirk

Answered by Honest John
If his payment covers the cost of replacing your mirror, then there is no issue. If it doesn't you may consider using your insurer, but I would do this as a last resort. You may be better using an accident management company or raising a claim via the small claims court if there was any dispute.

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