Do I have to pay my excess even if I have a protected No Claims Bonus?

I have protected No Claims Bonus, but I also have a Voluntary Excess of £250 on my car insurance. I have had a slight accident causing some scratches to the bodywork of my car. What is the position if...

I've gone over my insurer's yearly milage allowance. Do I need to do anything?

I've insured with the same Insurance company for the past four years. I set a mileage allowance of 7000 miles per year but on checking, I realise I have exceeded by a few hundred miles each year. So if...

What's the best car to share with a young driver, considering reliability and insurance?

What would be the best car to buy for my 19-year-old and myself to share? Budget is around £5000 and it would only be to use on short journeys. What would be the best bet for reliability, whilst thinking...

Do insurers know about the DVLA's 11-month licence extension?

I learned recently that driving licenses expiring this year have been extended by 11 months. Are the authorities and insurance companies aware of this? When I renew my car insurance in December for January...

How are car insurance write-off pay-outs calculated?

My car was written-off a few weeks ago. The other person has admitted liability and their insurer has agreed to payout. Can you tell me how they will calculate the pay-out price?

I drive my wife's car as a named driver. Will I lose my No Claims if I continue?

By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...

Should I report a no fault accident?

Someone hit my car from behind and have taken responsibility for it with no problems. Their insurance contacted me before I phoned mine. They've said as I'm going through them, I do not have to let my...

If I cancel my insurance, do I lose my No Claims from the year?

We were due to buy a used car and sold our car in readiness to buy and, therefore, just transfer the insurance. However, we were unable to come to a deal so walked away. We've got 6 weeks left on the current...

Why is hybrid and electric car insurance so expensive?

I have just traded-in my 2015 Suzuki Vitara for a new Vitara hybrid model from a dealership I have dealt with for years. When arranging the insurance, I was surprised to learn that my annual premium would...

Can I use a non-UK licence to drive a car in the UK?

My daughter lives and works in Dubai and has allowed her UK driving licence to lapse. Can she legally use her UAE driving licence to drive, with permission, my wife's car without invalidating her insurance?...