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• Distance selling regulations 1 Feb 2024 (Forum)
  If a car is bought off premises, online from a dealership on finance but finance is fully paid a few days later, can the car still be given back under the 14 day cooling off period. Would it be the dealer who should accept the rejection of the car or the finance company
• APR question 8 Jul 2008 (Forum)
  As an Engineer, some of the finer points of finance are a mystery to me. Could someone explain to me why the monthly repayments quoted by car dealers and online car finance companies are different to those quoted by online APR/repayment calculators or loan companies for the same APR, term
• Salesman passing on finance commision??? 14 Mar 2008 (Forum)
  Hi I'm looking to buy a car from a main dealer. The salesman has offered to pass on the finance commision £1500. He says after I have made one payment I can phone up for a settlement fee and cancel the finance deal allowing me to take out a cheaper personal loan. The £1500 would be knocked
• MGR and outstanding finance 15 Aug 2006 (Forum)
  I have today run an experian backgroung check into a Rover Streetwise I was hinking of buying. The car was bought from a dealer in Jan this year for cash, the dealer had bought the car at auction ( disposal of MGR assets). The check shows outstanding finance from Capital Bank, with an agreement
• One for finance/dealer boys 6 Jul 2005 (Forum)
  I've only ever bought a car with cash, never borrowed - ever. So, I walk into a dealers to buy a car for £20k list. Lets say I can get £1500 discount for cash. Would I get more or less discount if I did a finance deal and at what point does a low finance deal become more cost effective
• Finance question 2 Jan 2019 (Forum)
  Hi All I've recently changed my car which had 2 payments remaining totalling £250, there was equity in the car when I traded it in. I opened the sales chat stating that I had two payments remaining and the balance, what are my options and would the outstanding finance
• Vauxhall Corsa D VXR SP58ONZ - I need advice !! 16 Nov 2015 (Forum)
  Hi, i recently part exchanged my car for another car at a garage... My original car Was on finance and everything was in my mums name as she was the main driver of the car "I was a named driver" anyway when we part exchanged the car my mum signed the finance agreement and I signed the logbook
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  I was sold a faulty van - do I have any legal rights to claim back my outstanding finance? 18 Mar 2017 (Ask HJ)
  I bought a van on finance and have now found out that it's been clocked. The mechanic just found multiple issues and it needs new gearbox. I bought over...
• Welcome Car Finance 29 Apr 2009 (Forum)
  i understand has closed, and not just for the night.
• porsche turbo - advice needed.. outsatnding finance on write off? 16 Feb 2011 (Forum)
  faith and at no time did the owner selling the vehicle give me any reason to believe that he did not own the vehicle and assured me that no finance was outstanding on the vehicle. In addition, in adverts advertising the sale of the vehicle no mention was made
• Dealer hasn't settled finance on PX 9 May 2014 (Forum)
  Don't want to give specifics in case I have to get legal people involved, but  I recently traded in my previous car as PX for a different make/model at an independent dealer. New car is great, finance on new car sorted no problem
• Renault - Cat C - Reclaim salvage and finance house issues. 18 Aug 2007 (Forum)
  My insurance co wanted to write off my 5 yr Renault Megane, the settlement they offered us was not enough, we would have been left with nothing due to outstanding finance, we choose to go down the road of reclaim salvage, we felt damage was not enough to totalled, water damage to gear box, we were
• Urgent! finance at dealer question? 8 Mar 2004 (Forum)
  hi, my girl friend is about to purchase a car, arranged pick for this saturday at dealer . we arranged the finance and it was accepted with dealer . including signing the finance agreement so all we are doing is showing some proff of address and then picking the car up
• Jaguar XJ - mileage discrepancy 9 Apr 2019 (Forum)
  Hi Could you give me a little advice, please? I bought a second-hand Jaguar 5 months ago on finance. I asked the finance company for a settlement figure as i was going to sell the car as I'm looking to move house. A trader said he could buy the car and settle the finance but he
• Handing Car back to finance Company 1 Sep 2006 (Forum)
  I have still over a 1 year off payments due on my vauxhall vectra, but want to get a new car. I have £2000 of savings which I could use to pay off car finance or put towards new car. It was suggested that I could hand my car back to finance company as i've paid more than half. Has anyone done
• getting out of car finance 31 Jan 2004 (Forum)
  Had crash,not my fault 3rd party failed to stop at scene. Car being repaired, new front door and sill. Because i have just paid two years off four year agreement. Can i give the car back to the finance company and walk away freeing me to buy another car with what i would pay anyway to the finance
• Dimwits guide to car finance please? 25 Jan 2004 (Forum)
  I've checked out HJ's how to buy section which gets me started but I'm hoping someone can steer me to a site which goes through the ins and outs/pitfalls of buying with a loan AND specifically clearing finance when selling and buying another in the future. I've always had co cars but last yr bought
• Disclosing car accident to finance company? 1 Apr 2022 (Forum)
  I read terms and conditions of a finance agreement and it says that in an event of a loss or accident I must inform them of that. Just out of curiosity, if you’re insured and the insurance takes care of it why do I need to tell them? I thought with hp there’s less obligation
• Car Finance - PCP? 30 Nov 2011 (Forum)
  I am looking to buy a new car and on the face of it PCP looks the best way of sourcing my finance. I have thought long and hard about it but only seem to be able to come up with advantages. What's not so good about taking out a personal contract plan? Thanks, Tim
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  Finance company won't let us cancel - what are our options? 9 Jan 2016 (Ask HJ)
  A friend of ours purchased a car on finance a few months ago for us, but the car was faulty so we handed the car back and rejected it. However, the seller...