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  • Can I return my faulty car bought on finance recently? 4 Sep 2013 (Ask HJ)
    I bought a used Vauxhall Astra 1.9 CDTi 2006 reg with 68,000 finance. Having now had it for just over a month it's got an issue with a whining sound from...
  • Nissan Navara engine failure 11 Jul 2011 (Ask HJ)
    I have a 2007 Nissan Navara outlaw purchased as an ex demonstrator at 1 yr old with just under 8 k. It is financed HP with now Black Horse over 48 months,...
  • Should I buy or lease a small car? 29 Oct 2017 (Ask HJ)
    What are the pros and cons of buying versus leasing a small car?
  • Ford's finance plan looks too good to be true - what's the catch? 14 Oct 2017 (Ask HJ)
    I'm looking to buy a new Ford, and I'm normally a cash buyer, but their Options Cashplan seems like a win-win. I pay no more overall, I pay the balance...
  • Buying a new Audi on finance with free servicing - is this a good deal? 19 Sep 2013 (Ask HJ)
    I’m looking at buying a new Audi A1 Sportback, with a five year service plan included free of charge, if I take out finance on the car. Is this a good...
  • Bought a car with the engine not as advertised 18 Apr 2012 (Ask HJ)
    I bought a used Volkswagen Golf 170 GTD from a large car dealership for £16,000, borrowing £10,000 from dealership finance. Ten months later it broke...
  • Can I get any extras for my 500? 30 Mar 2012 (Ask HJ)
    I'm ordering a Fiat 500 Twinair soon on finance. Any haggling/bargaining to be done with Fiat in terms of options? Not quite sure how it would work...
  • Long delivery times 23 Jun 2011 (Ask HJ)
    Back in March this year I placed an order for a Mazda 6 with a specification that meant that the car would have to be built. At that time a 4 month...
  • Is this a scam? 23 Mar 2011 (Ask HJ)
    An employee of mine is wanting to buy a Qashquai advertised in Autotrader from Spain. It is a 2007 model, has 60,000 on the clock and the seller only...
  • Where have all the private sellers gone? 11 Mar 2015 (Ask HJ)
    There does not seem to be many private sellers around anymore? Few adverts in the local newspaper and on the web searches only seem to bring up dealers?...
  • Hyundai ix35 or Nissan Qashqai? 16 Sep 2010 (Ask HJ)
    We are looking at buying a Nissan Qashqai or Hyundai ix35 - we have two young children and like the style and space provided by both vehicles, but we are...
  • Scratching a leaving 7 Nov 2009 (Ask HJ)
    Three years ago I purchased a new Mercedes CLS 320 from a local main dealer and was persuaded to utilise MB Finance as their rate was 3.5%. This seemed...
  • What's the cheapest way to buy a new Toyota Hilux? 6 Sep 2021 (Ask HJ)
    What's the cheapest way to buy a new Toyota Hilux pick-up? Should I buy, lease or go down the PCP route?
  • How can I check the history of a car? 15 Feb 2019 (Ask HJ)
    I am interested in buying a used car but would like to know some of its past life, like how many owners, accidents, could it be repossessed or finance...
  • Is GAP insurance a worthwhile investment? 19 Jul 2018 (Ask HJ)
    I have been offered 'shortfall' GAP insurance for car at £449 for three years. If the car is a total loss due to accident/theft, then the value would be...
  • Outright purchase or Hire Purchase? 21 Mar 2016 (Ask HJ)
    A friend is looking for a small cheap new car. They usually buy a new or pre-reg car costing around £6k car outright, but are being tempted by hire-purchase...
  • Sold an ex-demo car in the wrong specifcation 23 Mar 2012 (Ask HJ)
    We bought an ex demonstrator from Arnold Clark yesterday using PCP to finance it. When we returned home and put the two seats down in the boot we...
  • Is this a good part-exchange deal for a new Land Rover Freelander 2? 31 Jul 2010 (Ask HJ)
    I own a Freelander 2, bought new in August 2007 and am considering purchasing a new Freelander 2 TD4 HSE. Under the Land Rover Finance agreement on the...
  • What questions do I need to ask an internet dealer? 15 Mar 2017 (Ask HJ)
    What questions do I need to ask an internet dealer?
  • What discount should I expect? 28 Jan 2013 (Ask HJ)
    How much discount should I expect when buying a new Hyundai Santa Fe retailing at £32000. This will be a cash purchase with no trade and no finance?
 

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