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• 
  Is £7995 a good price for this used Nissan Note Acenta? 18 Jul 2010 (Ask HJ)
  I have viewed a used Nissan Note with the 1.4 16v petrol engine at a Nissan dealer, and would like your advice on the price. The car is, according to the...
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  The lease police 30 Jan 2010 (Ask HJ)
  I read a letter in your column regarding lease purchase. HPI covers hire purchase information, not lease purchase. Some finance companies don¹t seem to...
• 
  Fighting over scraps 4 Apr 2009 (Ask HJ)
  I heard from a Dutch mate that in Germany the government is giving those blessed with old motors a tidy €2500 for a newer set of wheels. Nice. Some folk...
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  Peddle to the Met 7 Feb 2009 (Ask HJ)
  Our Mercedes Vito minibus will probably not pass the MOT in a few months' time so we are looking for a good second-hand minibus to replace it. Another...
• SEAT Alhambra - Short Term Right to Reject help 8 Jun 2022 (Forum)
  Looking through forums and google it looks like they can charge a weekly rental fee if I had purchased the car via finance, but as I paid cash this should not apply. Can anyone help?
• Toyota Prius - To hybrid or not? 23 Nov 2021 (Forum)
  The catch is that she can then give up driving and I'll be her personal, free Uber. So I've been looking at hybrids and plug-ins. I'll need finance for a plug-in...there's a cheapish Ampera locally. But my credit rating will put paid to getting that. So it'll undoubtedly be a Prius...newer model and scarily high mileage at 180K+ for £4K+.
• Mazda 3 - PCP questions 30 Jul 2021 (Forum)
    If I take out the PCP deal what happens to the trade in cash, does it come off the total of the loan taken out ? Is the car owned by the finance company until the deal ends and transferred ownership if you make the balance payment. Who pays the road tax ? Can you put a personal plate on the car ? Assume owner is responsible for servicing ?
• Seat Ibiza 1.4 tdi ecomotive - Help with used car complaint 9 Jan 2020 (Forum)
  Because I was unable to stop straight away this caused catastrophic engine issues with big end bearings going meaning a probable engine rebuild or replacement engine. I am currently taking to ombudsman as dealer and finance company are saying tough, you were unlucky. Did anyone know under trading standards whether oil pump failure would be down to dealer to sort, or if they should hold some kind of responsibility? 
• Help pick an SUV, auto, petrol Max £16K 5 Jun 2018 (Forum)
  Like toys inside, but happy to add afterwards (rear camera, parking sensors etc) Thinking of things like Mokka X, 3008, 2008, Vitara, Grandland X, Kuga etc Also what's best way to buy? Outright, cash, bank loan, car finance, PCP? Heard on PCP that you can't add anything to the car, like parking sensors or camera or any own things would want if handing back. Any cars to avoid? I'll buy from a recognised garage for some peace of mind.
• Skoda Octavia - New or used 15 Feb 2018 (Forum)
  Need some suggestions as to what would be better, Financially whatever i take will be financed but I will get it at 3%.
• Any - Buying Out Of A PCP 16 Jul 2017 (Forum)
  I know that dealers get commission on PCP etc. deals. I'm not really keen on PCP and have borrowed £10,000 at 3.6% from my bank to finance my purchase. Questions: 1. Are there any problems in buying a car on PCP to take advantage of extended warranty, dealer contribution, etc., then settling it (paying it off) a month or so later?
• From The Daily Mail - Credit Bubble Real Trouble 28 May 2017 (Forum)
  Read more:  http://www.thisismoney.co.uk/money/cars/article-4512474/Loans-let-drivers-minimum-wage-buy-19-000-car.html#ixzz4hLdnDt6V   Earlier this month, reports emerged that The Car Finance Company, one of the country's biggest lenders to people with poor credit histories, may be in difficulty after six of its directors resigned. But what you may not know is that your lender also charges you interest on the £8,000 you would have to pay at the end of the deal if you want to own the car outright (the so-called balloon payment).
• Ford Mondeo Estate - 2nd Hand Estate buying guide 3 Oct 2016 (Forum)
  New company does not offer a company car scheme but is paying a sign on bonus that will leave me with 6,000 after tax to buy a new car, don't want any finance. I will be commuting for 1.5 hours a day on mostly dual carriage ways and motorways, only a little on country roads. Need an estate as lots of boot room needed for 2 kids stuff, bikes etc... and we do a lot of camping.
• who maintains a cheap old car 30 Jul 2016 (Forum)
  I am getting insulting comments about both of them with garages telling me they might not be worth repairing and friends saying it is time I got new ones. I find this annoying, just because most people are financed up to their eye balls? They even try make me feel guilty by saying the car may not be safe (NCAP 4 star rated) and looks great to me! Trading vehicles in every 3-5 years is up to you but not economical?
• Vauxhall Astra J 1.4 SRI Turbo - Help needed! Car warranty 27 Feb 2016 (Forum)
    I am looking for some much needed advice, any help would be appreciated!   So I bought a 2010 plate Astra J in October (4 months ago) on finance from a car dealership. The car has been running without any problem until recently it underwent complete engine failure, without any prior indication of any problem. I mean, no warning lights etc.
• Citroen Jumpy, Peugeot Despatch, Fiat Scudo - What is a reasonable mileage for a van based MPV? 18 Apr 2015 (Forum)
  Hello, Well as the Dacia plan did not work (part self employed and new rules for financing) we are now saving up for a used MPV. Seeing plenty of the S-Max/5008/Mazda 5 around (all in the same ball park pricewise but most going over 100,000 miles) but maybe considering a larger van based MPV for business use as well as a family bus.
• BMW 2 Series Active Tourer - Part Exchange at start of PCP deal 4 Apr 2015 (Forum)
  The deal I am most interested in only requires a deposit that is about 2/3rds of the approx part exchange value of my current car.  Having read a little around the PCP subject I understand that the Finance Companies will not accept deposits greater than a specified figure. My question is - How will the dealer handle this disparity. Are they allowed to massage the figures to either reduce the monthly payment or change the Guaranteed Final Value?
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  Can you recommend a small, four-door car? 20 Jun 2014 (Ask HJ)
  What would you recommend to replace a Citroen DS3? I need four-doors with grandchildren and I'd like a higher driving position. I'm looking to buy a new...
• 
  Which F-Type Jaguar? 5 Sep 2013 (Ask HJ)
  I have made up my mind to buy a new Jaguar F-Type. Which model would you recommend and what added features do you consider worth paying for?
• Ford Focus - Merc SLK - Part ex owned to lease? Unbiased opinions sought 31 Jan 2013 (Forum)
  This includes other CC and OD debt, previously was paying £225 a month. So, for the point of this say I am paying £200 a month for the car as new finance is significantly cheaper. I think the car is worth somewhere in the region of 5-5.5k privately but could be less. Only going down in value (see my bias lol). I am thinking of selling to fund a two year lease on an brand new SLK for 24 months.