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• 
  Ford's finance plan looks too good to be true - what's the catch? 14 Oct 2017 (Ask HJ)
  I'm looking to buy a new Ford, and I'm normally a cash buyer, but their Options Cashplan seems like a win-win. I pay no more overall, I pay the balance...
• 
  Buying a new Audi on finance with free servicing - is this a good deal? 19 Sep 2013 (Ask HJ)
  I’m looking at buying a new Audi A1 Sportback, with a five year service plan included free of charge, if I take out finance on the car. Is this a good...
• 
  Bought a car with the engine not as advertised 18 Apr 2012 (Ask HJ)
  I bought a used Volkswagen Golf 170 GTD from a large car dealership for £16,000, borrowing £10,000 from dealership finance. Ten months later it broke...
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  Can I get any extras for my 500? 30 Mar 2012 (Ask HJ)
  I'm ordering a Fiat 500 Twinair soon on finance. Any haggling/bargaining to be done with Fiat in terms of options? Not quite sure how it would work...
• 
  Long delivery times 23 Jun 2011 (Ask HJ)
  Back in March this year I placed an order for a Mazda 6 with a specification that meant that the car would have to be built. At that time a 4 month...
• any - car purchase £1000-£6000 hj/news 21 Apr 2011 (Forum)
  Just finished reading about the failure of many 2nd hand purchasers to secure finance for cars in the £1000-6000 price range. conclusion of article says as long as the asset is worth more than the loan then it's worth making the loan, but most cars on sale at say £4000 stand
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  Is this a scam? 23 Mar 2011 (Ask HJ)
  An employee of mine is wanting to buy a Qashquai advertised in Autotrader from Spain. It is a 2007 model, has 60,000 on the clock and the seller only...
• Car finance getting too much. Help. 10 May 2006 (Forum)
  and the insurance. (It's a group 18). The tricky part comes now: * He's with BCT finance who have said that they want £17,900 as a settlement. * Part ex value of the car is between £14,000 and £14,800 with private being around £15,000 to £16,500 but obviously he can't sell it privately. * He's had the car
• rover 75 estate - car checks 17 Dec 2010 (Forum)
  I have recently been looking to buy a new car, after looking at a few i deciced to get some car checks done so there is no worries but what a diffrence in prices for these checks, a friend of mine has been stung before as a car he bought had outstanding finance on it so i wanted to make sure
• First innocent purchaser - HP Act 1964 7 Jan 2010 (Forum)
  A car has had four previous keepers. One of them took out a HP agreement to buy it in Nov 2005 payable in 48 monthly instalments. June 2009 Keeper number five buys the car innocently from a back street garage who do not check whether there isoutstanding finance on the car. By Sept 2009 the new
• Dealer's Margin UK/US 23 Jul 2001 (Forum)
  to with finance, but nonetheless, this seems extremely low for a profit. Are profit margins similar in the UK ? (for the dealer on new cars, I mean). No wonder they want to service it, insure it, finance it etc. On another point, it would be unheard of in the US to wait for delivery of a car. Even when finance
• Skoda Octavia vRS Manual 2.0 TSI 245bhp - Cash vs Finance 20 Feb 2021 (Forum)
  Just did a quote from a broker online - all great then I realise right at the end of the mind numbing process that I have to pay £1500 extra for...
• Hire Purchase hand-back 15 Feb 2008 (Forum)
  Has anyone any experience of ending a hire-purchase agreement by handing back the car after paying half the payments? My agreement says that I can do this so long as the car is in generally good condition for its age. I am wondering whether the finance company would use this to claim back extra
• Terminating Finance Agreements 12 Aug 2004 (Forum)
  Just over 12 Months ago, I bought a FOrd Focus frmo virgin cars on a Bank of Scotland 4 year HP scheme. I have made all my payments for the last 13 months...
• Soiled credit record after 50% HP return 6 Jan 2003 (Forum)
  Returning HP'd vehicles after paying 50% of the finance cost has appeared in several posts recently. I thank HJ for introducing me to the concept via the FAQ and no doubt it's certainly of interest to many other people. Does anyone know if returning a car in this way adversely affects your credit
• HPI checks 5 Apr 2002 (Forum)
  I'm about to buy a 5 year old bike for £2400 privately from it's only owner to date. I can't decide whether it's worth paying £35 for a HPI check. What are the chances of any finance company not having taken the bike back already if there's a large amount owing? If there could only be a tiny
• 
  Where have all the private sellers gone? 11 Mar 2015 (Ask HJ)
  There does not seem to be many private sellers around anymore? Few adverts in the local newspaper and on the web searches only seem to bring up dealers?...
• Any - Dealers, vehicle checks and Fraudulent Conversion 28 Jan 2011 (Forum)
  You might think that a dealer who vehicle checks a car as clear of finance on buying it from a private seller would be protected if a finance company subsequently comes to call. You would be wrong. I am advising on a case through my Motor Trade website "Dealer Club" at the moment
• All - Car financing 1 Jan 2019 (Forum)
  Whilst reading another well known monitoring forum which I shall call histin peads for legal reasons there seem to be a large sum of members on there...
• Nice ? - Car salesman 4 Feb 2015 (Forum)
  Having bought my last 3 cars from main dealers a few comments. Car salesman each time told "NO EXTRAS" but we have to inform you. Finance offered    .. got to pay cash can't get credit.... ooops naughty me not taking finance..... These 4 "options"  would