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• Registered Owner and Insurance 19 Dec 2020 (Forum)
  Just bought a new car and my husband is doing the finance the delaership without asking automatically put him as registered owner and keeper of car. (current car is being financed by him but I am registered owner and keeper) Does this have implications for insurance?
• Buying a car: Cash vs Financing 16 Apr 2012 (Forum)
  Just bought a new Honda JAZZ for 14500 EUROS. I have about 20000 in cash so I can pay cash if I choose. However if I did this it would eat about 75%...
• Car Finance, handing back 1/2 way through 2 Aug 2008 (Forum)
  Hi There Was wondering if anyone knew if the clause in a contract that said you could hand a car back, half way through the agreement, was for cars purchased...
• 0% finance deals 15 Apr 2003 (Forum)
  Excuse my naivety ? but in a nutshell ? why are they offered? Over production? Model being phased out/replaced? General sales figures well down on expectations? I'm...
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  What happens to a PCP or PCH agreement if the car owner dies? 20 Apr 2021 (Ask HJ)
  What normally happens in the event of the incapacity or death of someone who has taken out a PCP or PCH agreement? Can it be transferred to a spouse? Also,...
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  Should I lease or buy my next van? 22 Dec 2020 (Ask HJ)
  I have contract leased through my company a Ford Transit Connect Double Cab - (I have two kids and quite often need to put them in as well as deliveries)....
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  Can I return my faulty car bought on finance recently? 4 Sep 2013 (Ask HJ)
  I bought a used Vauxhall Astra 1.9 CDTi 2006 reg with 68,000 finance. Having now had it for just over a month it's got an issue with a whining sound from...
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  Nissan Navara engine failure 11 Jul 2011 (Ask HJ)
  I have a 2007 Nissan Navara outlaw purchased as an ex demonstrator at 1 yr old with just under 8 k. It is financed HP with now Black Horse over 48 months,...
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  Should I buy or lease a small car? 29 Oct 2017 (Ask HJ)
  What are the pros and cons of buying versus leasing a small car?
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  Ford's finance plan looks too good to be true - what's the catch? 14 Oct 2017 (Ask HJ)
  I'm looking to buy a new Ford, and I'm normally a cash buyer, but their Options Cashplan seems like a win-win. I pay no more overall, I pay the balance...
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  Buying a new Audi on finance with free servicing - is this a good deal? 19 Sep 2013 (Ask HJ)
  I’m looking at buying a new Audi A1 Sportback, with a five year service plan included free of charge, if I take out finance on the car. Is this a good...
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  Bought a car with the engine not as advertised 18 Apr 2012 (Ask HJ)
  I bought a used Volkswagen Golf 170 GTD from a large car dealership for £16,000, borrowing £10,000 from dealership finance. Ten months later it broke...
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  Can I get any extras for my 500? 30 Mar 2012 (Ask HJ)
  I'm ordering a Fiat 500 Twinair soon on finance. Any haggling/bargaining to be done with Fiat in terms of options? Not quite sure how it would work...
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  Long delivery times 23 Jun 2011 (Ask HJ)
  Back in March this year I placed an order for a Mazda 6 with a specification that meant that the car would have to be built. At that time a 4 month...
• any - car purchase £1000-£6000 hj/news 21 Apr 2011 (Forum)
  due to the finance co accepting the loan.
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  Is this a scam? 23 Mar 2011 (Ask HJ)
  An employee of mine is wanting to buy a Qashquai advertised in Autotrader from Spain. It is a 2007 model, has 60,000 on the clock and the seller only...
• Car finance getting too much. Help. 10 May 2006 (Forum)
  Of the settlement figure of £17,900, any part-ex will be subtracted from that figure so if he gets, say, 14,500 part ex, he still owes BCT £3,400. and apparently, most finance companies won't let you carry over that much of a shortfall over to your next financial agreement. Is he knackered? Any wacky, zany, or otherwise crazy ideas are very much welcome as are sane ones.
• rover 75 estate - car checks 17 Dec 2010 (Forum)
  I have recently been looking to buy a new car, after looking at a few i deciced to get some car checks done so there is no worries but what a diffrence in prices for these checks, a friend of mine has been stung before as a car he bought had outstanding finance on it so i wanted to make sure that wouldnt happen to me. The free checks dont tell you much at all and the couple of quid checks dont offer finance history, then it jumps up to 20 quid. Experian does do a deal where you can do multiple checks that brings the price down but is still 20 for one.
• First innocent purchaser - HP Act 1964 7 Jan 2010 (Forum)
  June 2009 Keeper number five buys the car innocently from a back street garage who do not check whether there isoutstanding finance on the car. By Sept 2009 the new owner has problems with the car so decides to cut when the auction hahouse carries out a routine HPI check and discovers outstanding finance is owed. Is the new owner entitled to his £500 from the auction house?
• Dealer's Margin UK/US 23 Jul 2001 (Forum)
  Now, I am sure that the dealers get special discounts over and above the trade invoice price, and of coure the various shenanigans you can get up to with finance, but nonetheless, this seems extremely low for a profit. Are profit margins similar in the UK ? (for the dealer on new cars, I mean). No wonder they want to service it, insure it, finance it etc.