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Actually Cat D is probably more the Stolen and Recovered or minor damage.
This could be a situation where an older car that has suffered damage is still perfectly safe to drive but the cost of repairing it using new parts and a mainstream bodyshop would cost more than the car would actually sell for. Yet the car has some value as a runner.
About 8 years ago my wife drover her car into a wall. At the time it cost around £1000 to repair. The car was worth around £2000. However if she did the same thing today the car would technically be a write off. But I could probably get it repaired using ssecond hand wings, bumper, lights, bonnet and a few other bits for a fraction of that price.
If it was a cat B loss then I would be more concerned.
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