No quite right to worry, what oil have you got in there and how long since changed?
I'd imagine an oil change and filter with 5-30 or 5-40, whichever is preferred, would lubricate hydraulic tappets. Synthetic oil.
However if it's a real old world big end rattle which it does sound like you'll need new big end shells, maybe new mains, and it might be cheaper to get a replacement engine.
Possibly oil pump wear, you'll only ever know if you take it to bits. If it's done it from day one just keep changing the oil and stop worrying.
Make sure you're using good oil filters with a valve that works. I think some let the oil leak back and you get a rattle.
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