Insurance NCD - how to keep valid after selling ca

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Mon 25 Apr 2011 14:21
Insurance NCD - how to keep valid after selling ca - Guderian

I have retired and live overseas. I have kept a car in the UK for my annual visits back there, but due to its age and the cost of getting it through the MoT I have now had to sell it.

I have the maximum no-claims bonus/NCD for 15+ years without a claim. I have read in several places that this will stay valid for 2 years after I cancelled my car's insurance policy.

In case I ever had to return to the UK to live, or if I simply decided to buy another car there, it woudl be useful to be able to keep the no-claims record "alive" beyond the 2 years mentioned. Is there a cheap and easy way to do this?

My brother lives in the UK and has a car, would it be cheap to get his insurance company to add me as a named driver to his policy, perhaps making it clear that I have no intention of ever driving his car, of course?

Thanks for any help.

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Mon 25 Apr 2011 15:26
Insurance NCD - how to keep valid after selling ca - RT

If you were resident in UK you'd need to aquire a cheap, low grouped car and somewhere to keep it - then SORN it so you don't need tax or MoT and insure it one year in three.

As you're not resident in the UK I don't see how you can do it - being a named driver won't keep your NCD intact.

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