I end up usually paying about £4k for a 100k mile ex rep mobile and changing it when it dies. I usually end up doing 25 to 35k miles a year, so similar to teh OP.
If you don't mind dull, go for a vectra, I'm currently running an 05 plate Saab 9-3 which is ok but hardly fun. With some very gentle motorway running I've managed to see 55mpg on the trip computer. It did snap a cambelt not long after I bought it, my fault for not checking the service history. only done a few thousand miles on it so far so no long term opinions.
Before that I had a Modeo tdci which finally died with 178k on it, the last 80k of which were mine. Did eat a couple of waterpumps, which are expensivve at about £300 as they also kill the power steering pump and I also needed a set of injectors which was the larger part of a grand. It doesn't have a camblet so that's a saving on most of it's rivals.
Never had a Passat or other VAg car for long but their reliability isn't as good as the adverts imply.
There's always teh choice of somethign Japanese, but generally they don't make good deisels or else something French which means being brave or lucky.
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