i was riding my moped on a main road early yesterday morning when i suddenly lost control (like slipping on ice) and then crashed through a hedge wrecking my bike and breaking my arm.
The police came and breathalysed me (totally clear) and said that there was a hGV yard up the road and i should take legal advice regarding being injured. i asked them how i could claim when there was nobody else around but they just said they couldnt tell me anything as they were the police and i needed to take my own advice.
my mum spoke to a solicitor from our village yesterday who said i could claim on my insurance for the damage to the bike not for the arm but then said i cant claim for the motorcycle damage as i am only third partly insured.
The insurance would cover the cost of the damage to the hedge and that was it.
my insurer say's the same. i cant claim for the injury as there was nobody else involved and so it must have been my fault but i should get the farmer to contact them about fixing his fence.
i tried a no-win-no-fee solicitor who advertise on the television and they confirmed i dont have a claim.
i am totally busted financially at the moment but will need to get a new bike for work.
does plod know something no-one else does regarding insurance or am i totally on my own?
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