Hello
I understand about Cat C, D etc and VIC checks, but I'd like to know ... why a particular car was written off, i.e what was the damage on the vehicle.
I am very close to buying a `Class C write off; I have been advised (by the guy sellnig the car) it has been storm damaged (hailstones, likely). I'm not doubting him, but having seen the car ... yes there is a bit of peeing of the lacquer (metallic) here and there and a small dent on one wing.
The car would be valued at circa 2.5k so I can't help wondering why was it written off? Okay I know a complete respray is not cheap etc.
So my question is ... is there anywhere I can access a documented record (ideally on the net, even pay for it?) of the details of the actual damage which led to it being written off - Class C?
Alternatively, would I get to see documented details of the damage if / when I take the car for the VIC?
I am concerned there may have been more damage than currently visible etc.
Hope above makes sense, if not and you need more detail just say and I will add it.
Thanks
GraHal
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I'm a little confused, is the car meant to have been repaired or are you buying it as salvage?
If it's been bought as salvage and the damage isn't apparent then that would suggest that it's something deep and hidden (to me storm damage would mean flooded) and is best avoided, alternatively someone may have tried claiming for the small dint and laquer peeling which would certainly result in a write off on a cheap car, but the Cat C bit makes me think it's more than that.
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We think alike ...I am concerned at the same reasons as you state.
The guy who is selling it to me bought it from a salvage yard and he has not done any repairs. He's not trying to hide anything from, but hasn't got the answers I need to be comfortable etc.
Since my first post above, I remembered about the HPI chedks one can get on the net for £4 or £5. I may do one in the morning, but if I remember correctly (?) the Report just makes a bland statement about Cat C ... this vehicle has been written off etc etc. I am looking for a statement, as an example (but not the Focus / hailstones) "significant o/s damage to rear wing and boot area due to rear end collision".
Anybody had details of damage on a HPI Report for a Cat C? Are all HPI Reports the same from the various sources on the net? If NO, which source is the best / most comprehensive?
Cheers
GraHal
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The only real way you will find out is by asking the insurer who wrote it off or by asking the previous owner. This isn't going to be that easy to achieve.
Unless this car is seriously cheap then I would walk away...
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There are 2 ways to find out only.
First is you ask the previous keeper (you cant do this as the log book is destroyed by the insurance company as a prerequisite of the abi scheme)
The second way is you take the car for the vic check yourself and ask the vic inspector what he has written down as damage report from the insurance company (be aware he may refuse to tell you though so get him talking if you can) he does have this information purely to confirm you have not done a very nice cloning job of a minter motor in exchange of a cat c wreck
Finally be aware this car may well be written off for a bit of damage if the car is as old as this one and has had a previous claim in its life
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Thanks
Assuming I am reading you correct ... why / how would a "previous claim in its life" (say, 3 years ago) affect a 'fresh' decision to write off (say, in 2009).
Cheers
Edited by GraHal on 05/09/2009 at 11:49
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because the insurance company tick boxes and the reasons are many fold
cost
fraud
hire car charges
parts cost charges
labour charges
previous poor repairs (more common than what you would think)
paint matching difficulties
damage unable to asses till vehicle stripped which incurs additional costs
etc
ive only scratched here,also consider corporate manslaughter charges if previous repairs could be proved to cause a fatal after car returned from second repairs
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