It's a £700 car for goodness sake. Who cares. Makes no difference to its value. It's only cat D. Welcome to bangernomics - the art of running cheap cars cheaply.
You don't know that the guy lied to you - he may not have known it was Cat D.
I've never done an HPI check on a car I've bought - no point spending £25 on a £700 car. He won't give you any money off, as the next buyer won't check.
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It's a £700 car for goodness sake. Who cares. Makes no difference to its value. It's only cat D. Welcome to bangernomics - the art of running cheap cars cheaply.
Yeah, I think I'm gonna go for it anyway. The car looks good to me and my mate. I just wanted a few opinions on it.
As I'm only gonna keep it for a short while before I get a nicer car (hopefully), so it doesn't really matter if I bang it up a bit :D
Luke.
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doesn't really matter if I bang it up a bit :D
You obviously dont trust your driving skills then. Im sorry but that is not the attitdue to have on a public road. It might not matter to you but it will to someones £20,000 car who you bang it up to?
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SQYou obviously dont trust your driving skills then. Im sorry but that is not the attitdue to have on a public road. It might not matter to you but it will to someones £20 000 car who you bang it up to?
Note the smiley and I wasn't meaning hitting a car, more like hitting a kerb or low wall and low speed, i.e. parking. You've got to start somewhere and I don't the first car being expensive *just*in*case* FFS
Anyway...
Luke.
Edited by Dynamic Dave on 30/09/2008 at 19:51
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At least you're being realistic Luke! :)
If we're all honest, most of us so-called experienced drivers would admit to having a few silly bumps with our first cars - usually into inanimate objects like fences and walls, etc.
Some of us might even admit to still doing it occasionally, even after countless years of experience...
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It takes very little to write an older car off.
My wife's car had an accident six weeks ago. The insurance company wrote it off as cat C. They valued it as £1600 before the accident.
We bought it back off them. I've fitted a new radiator, new bumper, one new headlight and three tyres. Total cost £450. Passed the MOT second time (only fault was the handbrake!)
Only thing to get done now is the vehicle identity check (VIC). You don't need this for cat D.
I wouldn't worry about cat D, but obviously you do need to inspect the car!
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I wouldn't worry about cat D ....
My insurance company classed my Vectra that I crashed last July as a Cat D.
img111.imageshack.us/img111/8410/02072007209lh7.jpg
img248.imageshack.us/img248/3455/09072007224jx2.jpg
Car was 4 yrs old and prior to the accident was in immaculate condition. The bodyshop it went to stopped the estimate for repairs at something like £5000, and said that there was potentially another £1000 to £1500 on top of that but couldn't confirm without first removing the engine and gearbox to inspect for more damage. Not sure if you can see it in the 2nd pic or not, but the front slam panel is wedged up hard up against the engine, and the battery that sits on the inner wing is raised and tilted at an angle.
I received a settlement fee just shy of £6500 from my insurance company, and was later contacted by someone who had bought it from a salvage yard for £2000 and was asking for the service history as he had repaired it. I had quite a lengthy discussion with him where he told me that he had bought a flood damaged Vectra in the same colour for £1000 and used the body parts, front nearside chassis leg (as mine was compressed 12" shorter than the offside one in the accident), front cross member, bumper, radiator, AC condenser, and a few other parts to put it back on the road. I saw it a few weeks later in the Autotrader for £4500, but over the coming weeks the asking price dropped to £3800. He also told me that he had used some of the parts from the rear of the flood damaged Vectra to repair another Vectra that had been in a rear end shunt.
Given the state of the car in the pictures above, and having spoken to other bodyshops, I and they were very surprised my car didn't get classed as a Cat C, or even a Cat B writeoff.
IMHO, it just goes to show that not all Cat D write offs are minor accidents.
Edited by Dynamic Dave on 01/10/2008 at 01:17
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Well, I informed the guy that the car's been registered cat d and he said he'd ring the insurance. Got a text back and he said I can have my deposit back if I want and that he'd need to look into what he needs to do before selling.
What do you think? Leave it or get him to knock off some cash from the price?
Luke.
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I know a bit about this car, its my daughters & im selling it for her, I know she got paid out for damages but I dident know that it was classed as a cat D write off, not a word from endsleigh, they even had a solicitor sorting it out for them ? a cheque arrived with no explanation. I checked with VOSA today who said I dident need to do anything with cat D. my daughter was still insured & using it before getting a company car, I would not have had her driving around in it had it not been safe. I phoned around ins companies today to see who would insure it, most would but some did not really have a clue between categorys.
I spoke to a garage today who inform me that they has been a sharp increase in write offs, mostly cat d at the cheaper end of the market due to the increase in price of parts & labour, your ins company are quick to cut they losses & leave you high & dry, it could well be happening to you soon. The damage to the rear bumper was minimal, it wasent broken or cracked just popped out from a screw & had a few paint chips, cost a few quid to tidy up, its an si model with alloys & all electrics, best little car weve had in the family.
I have put cat D in advert now, 6 months tax, dropped it £100 & intend putting it thru mot, given Luke his deposit back ( in post tonight) unable to get insurance, although I suspect he does not want to chance it, which is his right to do.
(came across this after googling cat D search)
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I don't believe it........just view Dynamic daves pics. Here's what my insurer classed as a cat C without even looking at it. Needs front bumper, grille, paint, radiator and PS pipe & reinforcer as precaution.
good-times.webshots.com/photo/2504348050104139395R...k
Needless to say I am fighting them tooth and nail for settlement and cat D since they've declared total loss without looking.
{link corrected - DD}
Edited by Dynamic Dave on 06/10/2008 at 20:07
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what is it with some people, luke was too bone idle to call back for his deposit, he wanted me to send cash in the post which i refused of course, so i sent him a cheque, he now is withholding half of my v5 document until it clears, £60 for christ sake what sort of a person does he think I am, I had no hesitation in offering him his deposit back, then he pulls this fast one on me, if I had known I would have told him he would have to pick up the cash. ( it is about 5 miles distance) I had no idea at the time that the car had been made a cat D. I lost a possible sale yesterday because the guy thought it suspicious that half of the v5 was missing.
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You gave somebody half of the V5 for £60... naive I guess doesn't really do justice to it.
Next time you sell a car, the first person who turns up with the cash gets it; there are too many timewasters out there.
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