Is it still possible to buy a tax disc using a motor traders insurance policy, where the name on the logbook is different fron the name on the insurance policy,or have the rules changed recently?
slt
Edited by Pugugly on 31/07/2008 at 19:03
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If they're vigilant at the post office, then no. They want to see that that particular car is insured, not simply insured while it's in your custody as part of your business.
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Sadly; the little dodge that said you could tax it for up to six months without re-registering was stopped many years ago. I don't think I ever drove a car registered to me for about twenty years...
Now; to tax it at all, you have to register it in your name and put another "previous owner" on the log book - devaluing the car.
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Yes, of course you can tax it on a blanket policy. How do you think most fleet cars get taxed?
You can tax a car on a trader's policy without the logbook in your name but only once. The next time it needs to be a new V5.
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It is also worth noting that almost all trade policies include an element of SD&P - so people can take demo cars home etc. so they are not, technically, merely in posession for business.
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My policy does have sd&p. I have looked a the dvla site but there doesn't seem to be any reference for this so no definative answer.
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Well, I did two cars at about 5.10pm this afternoon so it was still possible 6 hours ago anyway!
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You must have a very "understanding" Post Office.
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Did it last month no problems.
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If this is possible why do new car dealers need an insurance certificate to tax a car - they can do it themselves!
Ford and Vauxhall that I know of offer 7 days free insurance to simplify the process!
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It must be possible as the Mazda 6 I picked up at the weekend came with a fresh 12 months tax from the dealer as we had agreed. And the car was registered as 'in the trade', and I hadn't insured it at the time he was taxing it.
cheers
Stu
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I got my Mondeo taxed like this at the Post Office when I bought it.
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Yes it is possible; using the 'gren slip' part of the log book. Perfectly legal and above board.
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Hi Sorry to bring this back up.ZM Do you have to fill in your name and address in the greeen slip. I went to tax a vehicle today and the counter staff didn't know so he was directed to a form with the info on traders insurance. Couldn't tax the car as I didn't want to put another owner to the log book. He said the insurance was ok.
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IIRC the green slip is only the new keepers section which they keep till the new V5C arrives, and doesn't go to the DVLA, so writing on it won't add another owner to the vehicle.
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if you tax on the slip then technically the tax will belong to the owner named in the v5 as the new law since january states
i would suggest its also technically illegal as you are undermining the systems in place to keep cars that could be run by uninsured drivers off the road
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Surely it the vehicle that is taxed and nothing to do with the driver
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Hi thanks for the reply
Bell boy I couldn't find any info on the net. Could you point me in the direction of thie new law.
Andyp I thought the same as you as the tax was for the vehicle, not the individual.
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www.number10.gov.uk/Page18373
Just a cursory read and that seems to be a reply to a petiton on motor dealers position on tax disk refunds??
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it is
but it was to do with the finance act of 2008
basically road tax on a car belongs to the v5 registered owner
so taken to conclusion you are taxing a car whos owner no longer is the rightfull keeper so an offence may be committed
ie a fraud to tax to get round the registered keeper of the v5
the slip is only there because as the new keeper you arent given the whole v5 as in the old days,its not meant to front a tax disc which a trader is doing if he taxes a car on his traders policy
its there to cover the new legit owner to tax a car with,you will note the post office stamps this once it has been used and the slip has a finite time of 2 months i believe while the v5 goes through the dvla new keeper process
see clear as mud
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errrm right . i didn't see any of that in your link Are we reading the same page or are you just taking it to a conclusion of your own??
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im sure if you google it a little further all will be there in the finance act
theres so many silly little new bits put in that frankly ive given up with it
eg as a trader if you register the car to claim the tax refund you cant then use your trade plates for demonstration purposes (you couldnt make it up could you)
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So you don't really know and was effectively 'drawing to a conclusion' that was really only your opinion on the link you posted ??
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i thought i made it quite clear
yes you can use the slip with traders insurance if you fill in the name and address on the slip sign and date it
i was expounding on the fact that if done to get round selling the car to someone with no insurance it wasnt a good idea
ok?
course i know
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thats what you say but the page you linked doesn't say. I think you have got your facts mixed up/ made up.
Like you say you are clear as mud.
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I obtained tax on my Mondeo using the motor trader's policy (actually it was a cheeky colour photocopy of his policy) at the Post Office, I'm not sure whether it would have stood scrutiny but all they did was scan the green slip barcode and gave me the disc no questions asked.
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Last car I bought, the (small time) trader filled out the green part in his name, took it to the post office with his trade insurance and hey presto.
It is bonkers that you cannot get a tax disc until your ins. cert arrives in the post several days later.
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