I'm not sure if you mean £12000-12900, or 1200 to 1290.

As to discount, yes, there usually is room to move. But it all depends on the car, how long they've had it in stock, and numerous other factors.

For example at this time of year, convertibles make full price. If you don't buy it, someone else probably will, so why drop the price.

Conversely, big 4*4s do really well in November / December. Especially if the weather is pretty bad. Nothing like snow and ice for pushing the prices up.

If you go via motors.co.uk, there is (or used to be) a part on the page where you can see how long a car has been for sale. Again, something that's been sitting on the front for a long time they're going to be more willing to move on the price.

Looking at your post, you may want to consider leasing a new car. You will be covered under a warranty for the period of time you have it and the amount you spend over the term is usually less than the depreciation and repair expenses of a used vehicle (depending on age and cost of course). So if you are looking at a car for around £12,000 that could end up needing another £2,000+ of work done to it over its life with you (assuming the auto box doesnt go bank costing you well over £4k), plus depreciation over that time you could end up spending £6K+ on the vehicle as a minimum which broken down over 3 years could mean you have a reasonable amount to spend on leasing a new hassle free car plus you get to keep the £12k in the bank.

Drop me a PM if you would like some more info