The scumbag at the garage sent a quote of £450 blatantly trying to profit from the situation. Really can't see how the scumbag from the garage thought he was actually gonna get any money from this and it's his action that has put her in a difficult situation. My question is if she hasn't made a claim and the only information they have about the car is from a fraudulent quote are they able to write the car off. She understands she can keep the car but she doesn't want it to classed as a CAT D because it will be practically worthless. She intends to sell it in a few months to recoup some of the £800 she paid 3 months ago.
Ok the fact that he is a scumbag at the Garage is your opinion.
From his view point if he was a professional, somebody comes into his garage and asks how much to repair a dent. He reckons it will cost him £450 and does the appropriate.
Yor problem is your insurance Company does not want to payout £450 on fixing maybe a £800 car. Fair enough. Maybe with the dent it's worth let's say £500. No offence but a small dent in a car worth so little anyway is not going to take £450 off the price.
So Insurance company gives yo a value for the write off, lets say they offer you £800. Unlikely but go with it. They then flog the car for £500 salvage value. It has cost them £300 for your claim, better than the £450 garage man wanted for repair. you can fiddle the actual numbers up a bit but the logic is the same.
Doubt if you would lose to much on a CAT D car of that age. If it's got an MoT and good tyres and runs, stops and looks OK, gotta be worth £500 ! If it wasn't a CAT D doubt it would be worth much more.
Your friends Insurance Company are gonna payout for the motorcyclist injury anyway so she is making a claim what ever happens
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