Hi, I would be very grateful for some help from someone in the car insurance business.
A third party went into my car and his insurer admitted liability. They have just written off my car, category C. I would like to buy it back as it worked well for me.
Unfortunately, my car insurance has run out whilst the car has been in the garage. I have tried lots of insurance companies to see if they will insure my car as a category C write off. But no one will give me a quote, without the car having had an MOT and VIC first.
If the insurance has gone up a lot, it will not be worth it to buy my car back from the insurers, I will just get a new car instead. But I can't find out without doing an MOT etc first - which I don't want to, if the insurance will definitely have gone up loads.
So my question is: (assuming I get my car MOT'd OK) is my insurance quote likely to have gone up a large amount, with my car now being a Cat C?
Thanks so much for your help
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I think you probably need to talk to a broker. Price comparison sites aren't going to quote for this one IMO.
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Why not ask the insurance company how much the premium would be if it had a full MOT if they will not quote then I would try another company who will.
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