I'm sorry but, particularly as a novice, I would advise you not to buy a Cat D car!

Although many Cat D s will only have been stolen/recovered and not actually damaged you can never be sure exactly what you are buying.

My brother nearly bought a Cat D car several years ago, but I carried out an HPI check and found it was a Cat D. When I had previously asked the dealer whether there was anything we should know about this vehicle he replied "No!" Although my brother had already paid a deposit, fortunately, armed with the print-out of my HPI check, he was able to get his deposit returned. The dealer had never, at any time, told us the car was a Cat D.

Although you will pay less for a Cat D car it will always be worth considerably less than a straight car. Anyone carrying out an HPI check will immediately find it's Cat D and a dealer will certainly find out if you attempt to trade one in. Although the V5C won't be marked in any way for a Cat D you could be commiting a trading offence if you were to sell the car without disclosing it was Cat D.

Many insurers will ask for an increased premium based upon just this fact alone.

Edited by Galaxy on 24/03/2013 at 19:31