Insurer won't let me buy back my written-off car - what can I do?
Two weeks ago I was sat in traffic when I was hit in the rear. Obviously, the accident was not my fault, but my 2004 Vauxhall Astra has been declared a write-off.
Bar a creased floorpan, the damage is light and cosmetic, but my insurer is being very inert and unhelpful. I want to buy the car back and get the difference as a settlement, but they’re refusing to help. Can you provide any advice?
Bar a creased floorpan, the damage is light and cosmetic, but my insurer is being very inert and unhelpful. I want to buy the car back and get the difference as a settlement, but they’re refusing to help. Can you provide any advice?
Asked on 23 August 2013 by Bizzi Munkey
Answered by
Honest John
They either have to offer you the write off value of the car minus the salvage value or chase the other party's insurer for this. Or chase the other party's insurer to fix the car. But a creased floorpan is serious. Maybe not repairable for the settlement figure.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
We were parked at a local theme park when our car’s tow bar was stolen. We have reported it to the police, but the theme park is refusing to cover the replacement costs as they say it has nothing to do...
One of my friends has hit the boundary wall of our neighbour, which has caused damage to a section of the two-foot wall. My friend is willing to pay for the repair, but the neighbour is demanding he rebuild...
Related models
Sharp looks, comfortable motorway cruiser, responsive and economical engines, durable interior materials, lots on the second hand market.
.jpg)
