What are the biggest Risks?

There are many risks associated with buying a used car, listed below are some of the more major risks a used car could be hiding.

Owing finance?

24 out of every 100 vehicles checked with HPI turn out to have outstanding car finance. If the loan remains unpaid when the car changes hands, you stand to lose the car or the money outstanding on it. HPI uses the UK's most accurate database of finance agreements, with over 7 million current records and will let you know if the vehicle you are looking at has outstanding finance

Stolen?

Every day HPI identify 30 stolen vehicles. If you purchase a stolen vehicle you stand to lose both the money and vehicle.

Written off?

4 out of every 100 vehicles checked with HPI has been written-off as a result of damage or theft. Although some can be safely repaired and put back on the road, others are only fit for scrap. Since 1997, the HPI Check has used the Association of British Insurers' coding on the level of damage sustained, helping you tell the difference.

Clocked?

The HPI Check uses the database of the National Mileage Register to search around 125 million records. It provides the best intelligence available to protect against clocking and will help you decide whether the car that's showing a mileage of 32,000 may have actually covered 132,000 miles.

Cloned?

Many stolen vehicles go on to be cloned to disguise their identity so that they appear legitimate. A cloned car is one which has illegally taken the identity of a legitimately owned vehicle. This means there will be two or more cars with the same identity, including the same make, model, mark, vehicle registration, and identification number. Vehicles being sold for cash, below the market price or at places such as service stations may have been cloned.

Vehicle identity

The HPI Check will reveal if the Gti that's caught your eye is really a CL in disguise. Using over 60 million entries recorded at the DVLA and DVLNI (N. Ireland), it confirms the make, model, derivative, where possible, (i.e. different types of a particular model such as special and luxury editions), door plan, vehicle's current colour & prior colour, transmission, and engine size, as well as how many times it has changed hands. You'll also be told the year the car was manufactured and the date it was first registered.