We have a 2007 Hyundia Getz which is mainly used for my commute to work. Next year I hope to retire. I am torn between keeping this car until it dies, buying something sensible such as an i20 or a Fabia or blowing the £5000 I have to spend on something like a ten year old BMW. Your suggestions on something that would be fun but would not lead me to poverty would be much appreciated please.

Keep the Getz or get an I20. If you live near to a good Hyundai dealer then keep with the brand. Good Hyundai dealers are hard to find, I have noticed Hyundai have had a bit of a clear out of the rubbish small independents that lost them customers.

Don't throw away 5 grand on an old BMW, and don't get a Fabia, they are nothing special and the warranty is not a patch on Hyundais.

You could also consider one of the last generation Kia Rio.

Is the Getz your only car? If so, a Suzuki Swift might be more fun to drive while still being reasonably sensible apart from a very small boot.

If you have another 'sensibl car' in the family, an MX-5 must surely be tempting. £5,000 will get you a 1.8 which should be reliable and also lots of fun.