Ask Honest John

Most recently answered write offs questions
What's the difference between Cat N and S? There are a few I've seen that supposedly have all paperwork and are fixed to exemplary standards. One in particular I've seen is a Cat S with only front wing...
I bought a car privately but when the certificate returned to me through the post, it says that the car is a Cat S. I was never told that when buying it or I would not have bought it. Where do I stand...
My 2008 Ford Mondeo was hit from behind. The other party's insurer declared it a Cat S write off and has valued the car to be worth £2400. Offered £1800 to buy back. The car drives perfectly fine and I...
I am trying to sell my 2004 Lexus RX. We bought it in 2013 and it had had two previous owners. When going through its details I was told there was a Cat C marker against it - however it was registered...
Last month my daughter's car was hit while parked and the insurers are saying it is a write off. I am currently arguing with them over the settlement figure. The problem is the road tax ran out on 31st...
Someone reversed into my driver's door and dented it. It still opens and closes perfectly well. They admitted it was their fault. The car is a SEAT Altea probably worth £800 at best. A repair is likely...
I am buying a Mk2 Volkswagen Golf GTI 16 valve from a friend which has light structural damage and has been written off as Category S. But is very repairable according to a local repair specialist. The...
My car was recently declared a Cat N write off and I 'bought' the car back for the write off value less £700. I had the car repaired and am still using it. Should I claim the £700 back as I should not...
Two months ago my son had an accident in his 2006 Vauxhall Corsa resulting in no structural damage but a broken plastic front end. The insurer wrote off the car as uneconomic to repair. He was paying his...
My car is a Cat S write off. How do I get it off the register? All repairs have been done but my insurance quotes are ridiculous so I need it off the register.
 

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