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• GAP INSURANCE: What is GAP insurance and do I really need it? (FAQs)
  Anyone who has bought on finance, either on HP or a personal loan should certainly consider it, especially if there’s a high loan-to-value ratio. A high LTV means that you’re borrowing a high proportion of the car’s new value.
• NEW CARS: How can I save money when buying a new car? (FAQs)
  hl=en-GB&q=http://www.nationwide-cars.co.uk/&source=gmail&ust=1511283507769000&usg=AFQjCNE13CDyWn7yG12_rg2V2-1tYTT6og">www.nationwide-cars.co.uk  ( UK franchised dealer supplied and warranted) www.new-car-discount.com (Discounted cars, now owned by  www.auf.co.uk ) www.fiatsupasaver.com (UK supplied and wartranted) www.onlinecarslimited.com (UK supplied and warranted) www.broker4cars.co.uk (UK supplied and warranted) www.carfile.net (long established reputable broker) www.autofinders.ltd.uk (UK supplied and warranted) www.autofinders.co.uk (UK supplied and warranted www.simplyskoda.co.uk (UK supplied Skodas) www.newcar4me.com (Discounted cars) www.broadspeed.com (Discounted cars, various sources) www.bobgerard.co.uk (independently imported Hondas)   CONTRACT HIRE, LEASING AND PCPs BASED ON DISCOUNTED PRICES www.dsgauto.com www.simplycontracthire.co.uk www.dsgvans.com   INDEPENDENT IMPORT WARRANTIES www.carimportwarranty.com www.warrantydirect.co.uk   INDEPENDENT IMPORT FINANCE www.currencies4less.com a-plan ; tel: 0845 071 1234   INDEPENDENT IMPORT STEP BY STEP GUIDE WITH DEALER CONTACTS www.4circle.com
• BROKERS: Which brokers should I consider if buying a new or used car? (FAQs)
  Be aware that if you are not the registered keeper, then the registered keeper might fraudulently take out finance on the car, even though you have paid for it. (If he does this before you pay for it, then he has defrauded you and you lose the car. If he does this after you pay for it, then he has defrauded the finance company and you keep the car.)
• CONSUMER RIGHTS: How do I reject a vehicle or get compensation for problems with a car? (FAQs)
  Once a dealer knows you know your legal rights he’s more likely to settle, as long as you are being reasonable. If the car is on finance you can take the matter up with the finance company. Even if you only paid part of the cost on finance (as little as £1 on a credit card for a car costing more than £100), Section 75 of the 1974 Consumer Credit Act gives you rights against the finance company.
• VEHICLE EXCISE DUTY: How much is the tax on my car? (FAQs)
  " It also contains a paragraph that shows that the grace period for displaying a road tax disc will be extended to save on postage costs: "2.149 VED: tax disc display waiver – The Government will reduce tax disc postage costs by extending to fourteen days the grace period, following the payment of tax, on the non-display of a tax disc in a vehicle. (Finance Bill 2013)" These are 2013/2014 rates of Vehicle Excise Duty (also known as car tax or road tax) as announced in Budget 2012.   Cars and light goods vehicles registered before 1 March 2001 The rate of vehicle tax is based on engine size for cars and light goods vehicles registered before 1 March 2001.
• PARKING FINES. What are my rights regarding parking penalties for parking in private carparks? (FAQs)
  So a case will need to be taken to Appeal and then on to the Supreme Court for a ruling. Hopefully an organisation claiming to represent the interests of motorists will finance this. Meanwhile, vehicle owners and drivers of all ages and classes will be compelled to dig deeper to the tune of up to £115,000,000 a year for such minor transgressions as dropping a disabled person off at the door of a shop or parking with one wheel over the line marking a parking bay.