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• INSURANCE WRITE OFFS: What do different insurance write off categories mean? (FAQs)
  GroupsRate (£s)Sample Vehicles excl VAT StandardCars S128.02Vauxhall Agila (1.0) / Citroen C1 (1.0) / Peugeot 107 (1.0) / Nissan Micra (1.0) / Toyota Yaris (1.0), Fiat Sceicento (889cc), Microcar Virgo 1.0, S231.77VW Polo (1.2) / Renault Clio (1.2) / Vauxhall Corsa (1.2) / Ford Fiesta (1.2), Smart ForFour (1.1), Smart Pulse Coupe 600cc, Suzuki Wagon 1229cc, S333.90Vauxhall Astra (1.4) / Ford Focus (1.4) / Peugeot 307 (1.4) / Toyota Corolla (1.4) / VW Polo (1.4) / Honda Civic (1.4), Smart ForFour (1.3), Citroen Berlingo Multispace X 1.4, Hyundai Getz D GRTD/GSI 1.5, Peugeot 207 1.4, Honda Jazz 1.5, Vauxhall Meriva Life 1.4, Vauxhall Corsa 1.4, S436.33Peugeot 307 (1.6) / Renault Megane (1.6) / Vauxhall Astra (1.6) / Ford Focus (1.6), Smart ForFour (1.5), V W Beetle 1.4, Ford Street ka 1.6, Mini One 1.6, Vauxhall Meriva 1.6, Peugeot, 206 Allure Coupe 1587cc, Citroen C3 Pluriel Convertible 1360, Renault Modus 1.6, Citroen C4 Picasso VTR plus HDI 1560cc, VW Golf GT TSI 1.4, S538.42Peugeot 407 (1.8) / Vauxhall Vectra (1.8) / Ford Mondeo (1.8) / Renault Laguna (1.8), V W Beetle 1.4 convertible, Ford Street ka 1.6 convertible, Mitsubishi Colt CZC cabriolet 1.5, , Vauxhall Tigra coupe cabriolet 1.8, Volkswagen Passat SE 20v Turbo1791 (petrol), Toyota Avensis 1.8, Volkswagon Golf SE 2 door Cabriolet 1595cc, Peugeot 206 1.6 sport convertible, Volkswagon Golf Hatch 5 door1.6 FSI, S640.95Vauxhall Vectra (2.0) / Ford Mondeo (2.0) / Peugeot 407 (2.0) / Renault Laguna (2.0), MG XT 2.0 diesel, Rover 75 2.0, Honda Civic 2.2i Sport, Nissan Primera 2.2 turbo diesel, VW Golf (excl GTi) 2.0, VW Passant 2.0, Subaru Impreza Sportwagon 2.0, Volkswagen Passat 1.9 diesel, Chrysler Neon 2.0, Toyota Avensis 2.0, Volkswagen Golf 1.9 TDI SE (moved from S5 12.2.07), Honda Accord VTEC SE Exec Auto, Volkswagen Golf GT Tdi 1.9, Peugeot 206 2.0, VW Beetle 2.0, Vauxhall Astra VXR 2.0, S757.44Vauxhall Signum (2.8) / Peugeot 607 (2.2) / Skoda Superb (2.5), Chrysler PT Cruiser 2.4 Touring Cabriolet 2.4, Vauxhall Astra Convertible Linea Rossa 2198, Renault Megan Coupe Cabriolet 1870/ Megane Cabrio 2.0, Honda Accord I-CDTI Sport 2.2, VW EOS FSI 1984cc, Volkswagen GT TDi Sport 170 2.0, MPV M1 51.75Citroen Picasso (1.8) / Ford Focus C-Max (1.6/1.8), Renault Scenic (1.6) / Vauxhall Zafira (1.8), Citroen Picasso 1.6, Mazda Premacy 1.8, Renault GR SCENIC EX-ION DCI106E4 1461cc, Nissan Qashqai Acenta 1.6, M2 59.00Citroen Picasso (2.0) / Ford Focus C-Max (2.0) / Renault Scenic (1.9) / Vauxhall Zafira (2.0/2.2), Honda FR-V 2.0, VE Golf Plus S TDI 1.9, Vauxhall Zafira SRI 2.0, M3 69.35Ford Galaxy (1.9) / Toyota Previa (2.0) / VW Sharan (1.8), VW Touran 2.0 TD 7 seats, Volkswagon Touran 7 seats 1.9tdi, KIA Sedona 2.9, Seat Alhambra Stylance TDI 130 1.9, Renault Espace 1998cc, Citroen C8 lx hdi 120a 2.0, Toyota Verso Estate 2.2, M4 87.98Chrysler Voyager (2.8) / Mercedes-Benz Viano (2.0) / Mitsubishi Grandis (2.4) / Renault Grand Espace (2.0), Ford Galaxy 2.3, Toyota Previa 2.4, M5 131.96Mercedes-Benz Viano (2.2) / Renault Grand Espace (3.0) M6167.15Mercedes-Benz Viano (3.5), Chrysler Grand Voyager 3.3, 4 x 4 F186.94Land Rover Freelander (1.8) / Mitsubishi Outlander (2.4) / Toyota RAV4 (2.0) / Nissan Terrano (2.7), Kia Sportage 2.0, Mitsubishi Shogun Pinin 1.8, Suzuki Grand Vitara 1.6, Suzuki Grand Hard Top 2.0, F293.15Land Rover Freelander (2.0)/Td4 / Kia Sorrento (2.5), , Mitsubishi Shogun Sport 2.5, Honda CRV CDTI SE 2.2, Subaru Forester 2.0, Nissan x-trail 4x2 2.2, Honda CRV Vtec sport 2.0, Hyundai Santa Fe gsi crtd 2.2, Hyundai Santa Fe CRTD CDX Estate 2.2, F3100.40BMW X3 (2.0) / Land Rover Discovery (2.5), , Mitsubishi Warrior L200 2.5, Nissan x-trail SVE Auto 2.4, Honda CRV VTEC Exec 2.0, F4123.17Mitsubishi Shogun (3.5), Jeep Grand Cherokee (3.0), Lexus RX300 (3.0), BMW X3 (2.5), VW Touareg (2.5), Volkswagen Touareg 2.5 Tdi SE, Land Rover Discovery 2.7SE, Shogun Warrior DI-D 3200, F5165.60Mercedes-Benz ML270 (2.7) / BMW X5 (3.0) / Land Rover Discovery (4.4)/ 2.7TD V6 SE/ TD V6 HSE, Stationwagon 5d auto, VW Touareg 3.0, Toyota Land Cruiser 3.0 LC4, BMW X3 3.0i/3.0d, Volvo XC70 2.5T/D5, Jeep Grand Cherokee 4.7, Landrover Discovery 2.7TD V6 SE, X6 X Drive 5DR Step Auto 3.0, F6186.30Mercedes-Benz ML350 (3.5), Porsche Cayenne (3.2), Lexus RX400, Volvo XC90 2.9SE, Audi Q7 Tdi Quattro 3.0 (7 seats), Volvo XC90 SE D5 2.4, F7217.35Porsche Cayenne S (4.5) / BMW X5 V8 (4.4) / Mercedes-Benz ML500 (5.0) / Range Rover (3.0), Audi Q7 Fsi Quattro 4.2 (7 seats), F8232.88Range Rover V8 (4.4) / Range Rover Sport Supercharged (4.2), BMW X5 4.8 Sport 5 door auto, VW Touareg 5.0, BMW X5 (4.8is), Land Rover / Range Rover Sport Diesel Estate TDV8 HSE 5 door Auto, F9284.63Porsche Cayenne Turbo (4.5) / Range Rover Vogue Supercharged (4.2) Prestige P172.45Mercedes-Benz A150 (1.5) / Audi A3 (1.6) / BMW 116 (1.6), Alfa Romeo 147 Lusso 1.6, Mercedes A140 1.4, P280.73BMW 118 (1.8) / Audi A3 (1.8) / Mercedes-Benz A170 (1.7), Volvo S40 1.6SE, Mercedes A160, Alfa Romeo 147 2.0, Volvo C30 SE 1596, P385.91BMW 120 (2.0), Mercedes-Benz B180 (1.8) / Audi A4 (1.8) / Mercedes-Benz C180 (1.8), Saab 9-3 1.8t, Audi A3 1.9SE, Volvo S40/V50 1.8SE, BMW 316 (1.8), Saab 9-3 2.2t, Saab 9-3 2.0, Audi A3 Sports 1.6, Alfa Romeo 156 2.4l, P4104.54BMW 320 (2.0) / Audi A4 (2.0) / Mercedes-Benz C200 (2.0), Jaguar X type 2.2, BMW 318 (2.0), Jaguar X type, Saab 9-5 saloon (2.0), Volvo S40 (2.5), Audi Avant 2.0 SE (Rate should be uplifted from P4 rate by £5 as the Avant is the estate version of the A4 saloon), Saab 9-3 2.0T, Saab 9-3 Convertible 1.8t, Saab 9-3 Convertible 2.0, Saab 9-3 vector 150BHP 2.0, Audi A3 CABRIOLET 2.0 TDI, P5130.41BMW 325 (2.5) / BMW 520 (2.0) / Audi A4 (2.5) / Audi A6 (2.0) / Mercedes-Benz C230 (2.3) / E200 (2.0)/ C280 3.0, Jaguar X-type 2.5 petrol, Volvo S60/V50 2.4/2.5, Lexus IS 220/IS 250, Jaguar S type, Volvo V70 (2.0t), BMW 130 (3.0) , Mercedes C270, Honda Legend 3474cc, Audi A4 diesel Avant 2.5, Mercedes C220 CDI/ sport edition, Audi A6 2 litre SE TDI, Audi A6 2 litre SE TDI, P6155.25BMW 330 (3.0) BMW 525 (2.5) Audi A4 (3.2) Audi A6 (2.5) /Mercedes-Benz C320 (3.2) Audi All Road (2.5) Mercedes-Benz E280 (2.8), Mercedes E220/E240/C350, Volvo V70 2.4, Jaguar S type 2.7td, Alfa Romeo 159 3.2 v6, Audi Quattro A4 TDI 3.0, Volvo S80 SE LUX 140 2.4 Executive, Mercedes E280 CDI 3.0, Chrysler 300 crd 2987cc, P7181.13BMW 530 (3.0 ) / Audi A6 (3.2 - 3.5) / Mercedes E350 (3.5) / BMW 535 (3.5), Audi A4 Cabriolet 1.8t, Lexus GS300 SE 3.0, Mercedes E320, Caddilac CTS 3.6, P8207.00BMW 540 (4.0) BMW 550 (5.0) BMW 730 (3.0)/ Audi A6 (4.2), Audi A8 (3.0), Mercedes CLS320/R320/E500 (5.0)/S280 (2.8), Jaguar XJ6 2.7/3.0, Jaguar S type (4.2), Mercedes CLS350, Lexus GS 450H 3456cc, P9238.05Mercedes-Benz S350 (3.5), Audi A8 (3.7 - 4.2), BMW 735/ 740 (3.5 - 4.0) / Mercedes-Benz E55 AMG, Audi RS6 Avant, Audi RS saloon 4.2, Lexus LS430 4.3, BMW M5 (5.0), Lexus LS400, Mercedes-Benz S Class S320 CDi 4dr Auto, P10292.91BMW 750 (5.0) / Mercedes-Benz S500 (5.0) / Audi A8 (6.0), Maserati Quattroporte 4.2, P11411.41Mercedes-Benz S600 (6.0) / Bentley Continental (6.0), P12615.83Bentley Arnage (6.0), Rolls Royce Phantom (6.75), Bentley Flying Spur, Sports SP169.74MINI Cooper (1.6), SP281.51Renault Clio RS182 (2.0) / MINI Cooper S (1.6) / MINI Cooper Cabriolet (1.6), Ford Focus ST 2521cc, Mazda MX5 1.8/2.0 (moved from SP1 5.3.07), Hyundai 1.6 Coupe, SP391.08Toyota MR2 (1.8)/ Celia 1.8, Mazda RX8 (192ps), Audi A3 Sportsback 1.6, Hyundai coupe 2LSE, SP4111.78Audi TT Coupe 1.8T (180), Golf GTI (2.0), Audi A3 Sportsback 2.0, Audi A3 Diesel Sportback 2.0 TDi Sport 5dr, Audi A3 S3 1.8ltr, Honda Civic type R 2.0, SP5122.13Audi TT Roadster 1.8T (180) / BMW Z4 (2.0) / Lotus Elise (1.8) / Audi TT Coupe 1.8T Quattro (225), VW Golf V6 R32 4 Motion (3189cc), BMW 318 Ci Coupe 2.0, Audi TTC-2 2.0T FSI, BMW 124D coupe M sport, Mercedes CLC 220 sport, SP6170.78BMW Z4 (2.5) / Mercedes-Benz SLK200 (1.8) / Mercedes-Benz CLK200 Coupe (2.0) / Mitsubishi Evo III (2.0) / Audi TT Coupe 3.2T Quattro (3.2) / Audi TT Roadster 1.8T Quattro (225), BMW 320Ci Coupe 2.0/2.2/2.5, Volvo C70 2.0t, Chrysler Crossfire 3.2, Audit S3 Quattro 1.8T, Honda S2000 (2.0), SP7191.48BMW Z4 (3.0) / Audi TT Roadster 3.2T Quattro (3.2) / Mercedes-Benz CLK200 Cabriolet (2.0) / Porsche Boxster (2.7) / Mercedes-Benz CLK280 Coupe (2.8), BMW 330 Ci Sport Coupe 3.3, Mercedes CLK240 2597cc, Mercedes CLK270, Nissan Sports 350z 3.5, Afla Romeo GT 3.2 V6, Alfa Romeo Brera 3.2 V6, Audi A5 TDI Quattro 2967, Audi A4 Cabriolet 2.0, SP8212.18Mercedes-Benz SLK350 (3.5) / Mercedes-Benz CLK350 Coupe (3.5) / Mercedes-Benz CLK280 Cabriolet (2.8) SP9232.88TVR Tuscan Targa (4.0) / Porsche Boxster S (3.2) / BMW Z4M (3.2) / Mercedes-Benz CLK350 Cabriolet (3.5) / BMW M3 (3.2) / Mercedes-Benz CLK500 Coupe (5.0) / BMW 630 (3.0) / Mercedes-Benz CLK500 Cabriolet (5.0) / Mercedes-Benz SLK 55 AMG Jaguar XK8, Porsche Cayman S, Audi S4 Cabriolet Quattro 4163 cc, SP10266.51BMW 650 (5.0) / Audi S6 Quattro (4.2) / Lexus SC430 (4.3) / Maserati Coupe (4.2) / Porsche 911 Carrera (3.6) / Mercedes-Benz SL350 (3.5) / Maserati Spyder (4.2) / BMW M5 (5.0), Jaguar XKR (4.2) SP11320.85Porsche 911 Carrera S (3.8)/911 Cab/ 911S Cab, Mercedes-Benz SL500 (5.0) / Aston Martin Vantage (6.0) / BMW M6 (5.0), Mercedes-Benz CL500 5.0, Mercedes-Benz CLS 55 AMG, SP12421.76Mercedes-Benz SL55 AMG / Mercedes-Benz SL600 (6.0) / Porsche 911 Turbo (3.8), Aston Martin DB9 (6.0), Mercedes-Benz CL600 6.0, Aston Martin DB7 coupe, Porsche 911 Turbo Tiptronic S 3600, SP13615.83Bentley Continental GT (6.0), Ferrari F430/360, Lamborghini Gallardo, Ferrari 575, Bentley GTC Cab, Aston Martin DB9 Volante, Notes 1.All daily settlement rates are excluding vat.
• LPG: Where can I get my car converted to run on LPG? (FAQs)
  There is now a standard conversion of the Perkins 180 diesel engine for buses and trucks, enabling them to run on LPG at the increased consumption rate of 25 to 50 per cent, but using a fuel which is less than half the price of diesel. New Citroen Xantias, Ford Mondeos, Vauxhall Vectras and Volvos with LPG conversions used to qualify for Powershift grants, but Citroen and Ford stopped offering converted cars and the EC has now stopped Powershift grants altogether. The LP Gas Association (tel: 01425 461612; website: http://www.UKLPG.org ) can recommend LPGA-accredited converters whose conversions on new cars would have qualified for Powershift grants had the EC not disallowed them.
• CHAIN CAM ENGINES: Which engines have timing chains instead of timing belts? (FAQs)
  VW: 1.2 litre 3-cylinder petrol engine, 1.2 litre and 1.4 litre FSI and TSI and TFSI up to 2012 when replaced by belt cam EA211, 1.6 litre FSI, 1.8 litre TSI 160, 2.0 litre 1,984cc 2-1PS EA888 TFSI from 2009, Golf VR5 and VR6, Sharan VR6, all Touareg, all Phaeton (later VW 2.5 5 cylinder diesels and 5.0 V10 diesels have gear train driven camshafts rather than belts or chains). Volvo: 315PS/440Nm torque 4.4 litre Yamaha V8 fitted to XC90 and S80. 1.6 and 1.8 petrol engines in 2004-2012 S40 and V50 are chain cam Mazda engines.