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• Question about finance 13 May 2007 (Forum)
  Can anyone give me a reason as to why my dealer will not allow me to apply for finance if I am only a provisional Licence holder? Surely If my credit rating is good there should be no problem with this.
• Outstanding finance. 28 Jan 2005 (Forum)
  Here's a question for the legally minded, among you: If you buy a car with outstanding finance (hire purchase), are you (the new owner) liable for paying it off? Do you even own the car you've just bought?
• BMW 1 - Finance settled by dealer before swapping cars 9 Nov 2019 (Forum)
  deposit back. What I didn’t realise was that the dealer has settled the finance on my current car prior to me collecting and still have the finance active in place for the new car I rejected, although they have told me they are in the process of cancelling it. Obviously them clearing the finance
• Mercedes Benz S-Class W220 (1999 - 2005) - Removing Car from Finance Register Nightmare 17 Mar 2008 (Forum)
  I bought a Mercedes from BCA Blackbushe and it came up as owing finance as its previous cherished plate now sits on another car which was bought on finance. I thought nothing of it as the HPi check clearly states the car on finance is a different one to mine. Unfortunately the Merc is too big
• Finance vendors at auction 13 Aug 2013 (Forum)
  Whilst browsing the auction catalogues I notice there are a lot of 'finance' related vendors such as VW Financial Services and Hitachi Capital etc. Are the vehicles being sold by these vendors repossessions and is there any particular reason they should be avoided? Thanks
• any - Outstanding finance 28 Apr 2013 (Forum)
  I have just done a HPI check on a vehicle we was going to px and it has come up as outstanding finance,this is from a fairly big dealers,apart from contacting the dealer what is my next step.
• Renault Megane II (2002 - 2008) - car on finance 14 May 2008 (Forum)
  I recently bought a renault on finance and it is over four years. The car is on personal finance through Renault. i do like the car but its not really for me. what i would like to know is can i give it back to Renault? Would i have to pay any money? Would it go against my credit rating? Many thanks
• Settling existing finance 31 Oct 2007 (Forum)
  I know from experience that most dealerships are happy to settle any existing finance you might have when trading in a car against one of their own. However, would a dealership be more reluctant to do so if the car your wanting to buy is worth less than the amount it would cost to settle your
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  Paying for a written off car 12 Jul 2012 (Ask HJ)
  I have just had a car accident and my car is a write off, what will happen with my finance as I do not have GAP insurance. Do I have to pay the outstanding...
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  What's the best way to finance a new electric car? 1 Oct 2021 (Ask HJ)
  I am retired and want to buy a new electric car. But I really can’t afford to pay out £40,000 in one hit. Can you advise me of the other ways to purchase...
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  Bought a car with outstanding finance 18 Apr 2011 (Ask HJ)
  I purchased a car off eBay recently from a private seller with good feedback. I asked the seller via email if it was HPI clear and he replied yes, HPI...
• Ford Mondeo - Sign finance documents at home 7 Nov 2011 (Forum)
  Am trying to find out if it is legal to receive and sign finance documents for a new car ordered over the internet on PCP? I have heard you must sign any finance documents when buying a new car on PCP on licensed premises, is this true
• Is signing PCP finance docs and posting them legal 24 Oct 2011 (Forum)
  if it is legal to receive and sign finance documents for a new car ordered over the internet? I have heard you must sign any finance documents when buying a new car on PCP
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  I can no longer meet my car's finance payments - is there anything I can do to request a new arrangement before repossession? 23 Mar 2020 (Ask HJ)
  My car is due to be repossessed this month. Is there anything that can support my request to come to a new arrangement? I can no longer meet the payment...
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  Is buying with a Mercedes-Benz finance contract a good idea? 14 Jul 2012 (Ask HJ)
  We are thinking of changing our car this year and are considering taking a three year personal finance contract from the garage, in this case Mercedes-Benz....
• Buying advice needed, please. 14 May 2007 (Forum)
  I've agreed to buy a secondhand car from a private seller and have given him a cheque for £500 deposit. I'll run an HPI check on the car, but he told me he has £21k outstanding finance on it. This is the first time I've bought when there is o/s finance, and would welcome advice on how to proceed
• demonstrator on finance??? 20 Apr 2004 (Forum)
  Hi all. Had my new car (well 7 month old) HPI'd today. am buying from a SAAB dealership. my bro-in-law has hpi'd it for free for me, he works in motor trade. car is financed by GMAC, it has been refinanced on 01/04/2004, so has 2 account numbers relating to it. My bro-in-law says not to touch
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  I offered to pay for a car in cash but the dealer has told me finance is better. Do you agree? 12 Mar 2021 (Ask HJ)
  I offered to pay a major car dealer in cash for a car but he has come back to me saying that this is not advantageous. He's offered incentives like a £1,250...
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  Are cars on finance going to be fitted with "killer switches" in case customers can't make the payments? 11 Jul 2017 (Ask HJ)
  In case you missed it in the newspapers recently, there was a feature on car finance firms that are worried about customers who may not be able pay for...
• Yes car finance 22 Mar 2005 (Forum)
  [snip] There is already a thread on this subject. Mark.