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• Car Finance 1 Mar 2017 (Forum)
  I recently went to a large Car Supermarket with the intention of buying a previously identified car. All went well until we came to look at finance. To cut a long strory short, I had arranged external finance which was far cheaper than the Supermarket could offer. The Supermarket salesman told me it was either a cash purchase or their finance deal and they they would not accept third party finance packages.
• Dealer hasn't settled finance 9 Dec 2016 (Forum)
   I said that is great and left.   Wednesday I checked finance company online account,  finance is still outstanding.  Then I checked agreement I saw that "due in 28 days" which was quoted by finance company, I rang dealer and said when they are going to settle finance,  they said they have 28 days for them to settle.
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  Is it possible to advertise and possibly sell a car with outstanding finance? 9 Jun 2012 (Ask HJ)
  Is it possible to advertise and possibly sell a car with outstanding finance?
• Audi A3 - Hpi Check - Stocking Finance. 17 Aug 2022 (Forum)
  The building and facilities look very respectable. When we performed a HPI check the vehicle is showing outstanding finance. It is described as Unit Stocking with BMW finance for a 5 month period. I personally have come across this before and was not concerned as I was buying the vehicle using dealer finance, using the assumption that a finance company would not provide finance on a car that is already financed.
• Car Finance and Insurance - Car Finance - Dealer Vs Broker 5 Jan 2023 (Forum)
  Hello All, I do hope this is ok but wanted to reach out to the forum to gain some market research into vehicle funding. I come from a background in the automotive finance and have over 20 years experience in how different groups offer and promote finance & insurance - Therefore if i can be of any use and answer any questions you may have about anything Finance and Insurance related prior to purchasing I would be more than happy to help?
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  When my finance is paid off in 36 months, will the cost of my insurance increase? 24 Nov 2017 (Ask HJ)
  I'm about to get a new car, which I've paid 50 per cent deposit and will pay 50 per cent on finance. I understand that I will not own the car until finance...
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  Dealer won't refund deposit after I was refused finance 27 Sep 2016 (Ask HJ)
  I paid a £500 deposit to Mercedes-Benz for a new car. The deposit was refundable subject to finance acceptance. My finance was declined and I am now having...
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  Bought a car with outstanding finance from a dealer 19 Oct 2011 (Ask HJ)
  I have bought a car online from a motor dealer in London and two days later carried out an odometer check to realise the car has finance outstanding and...
• BMW 1 Series - Car Finance Question 13 Apr 2021 (Forum)
  Hey I hope everyone is well.  I'm looking at getting my next car through finance, haven't done this before just wondering people previous experience with this?  I've got a quote from a local company called car finance genie and one from car finance 24/7.  Has anyone had any experiences with either?
• Outstanding Unit Stocking finance 24 Mar 2012 (Forum)
  Hey guys, I'm buying an car from main dealer, that was their ex-demo car. Upon HPI checking the car it has outstanding unit stocking finance on it, which I understand is common for main dealers to do to finance their stock. Can anyone recommend what I should do? Should I ask for it in writing that they clear the finance or should I wait until it is cleared?
• Finance companies writing off bad debt 14 May 2013 (Forum)
  Can anyone tell me if a finance company reposesses a car can they write off 50% of the finance paid out as bad debt in corporation tax and then sell the car ? Thanks in advance
• honda - outstanding finance and the dealer 14 Mar 2013 (Forum)
  What can I do, I sold my car to a dealer with outstanding finance on it. The dealer said he would settle the finance but hasn't. He's sold on the car but not settled the HP what can I do ?
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  Bought a car with outstanding finance - what should I do? 30 Jun 2014 (Ask HJ)
  I bought a used car recently, but the owner did not tell me about outstanding finance until after the purchase. He promised to pay the finance off, but...
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  Should I buy a used car that has outstanding finance on it? 9 Oct 2024 (Ask HJ)
  The private seller has a secured loan on the car I'm looking to buy. What's the best way to handle this? Rather than trust him to settle the loan once...
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  Our insurance pay out for a write off only covers the outstanding finance - is this correct? 18 Dec 2017 (Ask HJ)
  My stepson bought a car on finance two years ago on a four year contract. He's had an accident and it's a probable write off, but the insurance company...
• any - Finance checks 22 Apr 2013 (Forum)
  Should a dealership check any vehicles they sell on to ensure there is no outstanding finance or is it the buyers responsibility
• Dacia finance 29 Aug 2013 (Forum)
  Is this sort of deal normal in car finance?
• HPI and finance settlement 12 Aug 2006 (Forum)
  I have a query re HPI and settling finance agreements - once the finance has been settled and funds cleared how often do they update HPI's database? Is it regularly updated or would you have to do a check yourself and pay the HPI fee? Thanks
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  Who is the owner of a returned PCP vehicle? 3 Jan 2017 (Ask HJ)
  Who owns returned, and formerly PCP vehicles, whilst they are waiting to be sold to a second owner, the dealer or the motoring company?
• BMW 325 - Dealer not settling finance 17 Jan 2018 (Forum)
  Can anyone help me? I part exchanged a car with outstanding finance on it, but the part-ex offer more than covered the outstanding finance. My finance company sent a copy of the settlement details to the dealer the deal was they pay the finance off. No probs with the new car or new finance but the dealer hasn't settled the outstanding finance on my old car.