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Its the price to change that matters, you have £5,000 as a budget unless you find some extra.
If a dealer offered you £5000 for your old Fiesta you would probably be delighted but he would simply inflate the Mondeo's price (assuming that is what you buy) to compensate. He would then give you an invoice that shows the Mondeo cheap and sod all in PX to save tax.
All some people are interested in is getting as much for their old car as possible, remember well an old work colleague of mine, had an old Cortina, bought a brand new Escort. Was offered £600 in PX but local garage (where he had it serviced) offered to take it off his hands for £400. I told him to snap their hands off and get a good discount off the new one but he would have none of it, all he was interested in was the highest price for his old car.
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