I'm out on a limb here, as I have never found any problem with summer slicks. Mind you, I'm a Londoner, and don't do early runs to work either. My guess is that only with snow and ice on a regular basis does anyone - except tyre manufactuers - need winter tyres.
Certainly, travelling anywhere at the type of speeds I drive is never going to test anything. I've not driven in under 3C yet this year, and was quite happy in minus temps last year around town and suburban - which is after all about 80% of us.
Driving around at 3 degrees in London will not be a problem for summer tyres but when during an average winter (not the last 3 severe ones) you get several falls of snow and you have to drive up to 20 miles each way on poorly treated roads they make one hell of a difference. Just have a read at either Honest Johns or the Auto Express winter tyre test to see what a huge difference they make to braking safety alone.
Last winter 17" of snow fell on our garden over a 3 day period, actually there was more than 17" but once it was 17" deep the next dump just compressed it to 17". 225 summer slicks would been an absolute disaster, man up street with new Passat CC thought he could defy the laws of the universe and drive the brand new car like it was dry, traction contol, ESP, ABS etc will sort out any problem he thought, well the kerb on the first corner stopped him. Whatever speed you drive and however careful you are conditions can catch you out.
As I have said before they do not cost me anything. Keep cars 5 years and normally need a one set of new tyres during that time, rotate them front to back to even wear. Summer tyres are about £125 each for one acra and £165 for the other. The Kleber tyres we have cost me £290 a set, wheels off e-bay £80 and £120 a set, both of those are way less than a set of summer tyres.
Providing we don't have a puncture that damages a tyre beyond repair we will not have to buy any more tyres for either car while we own them, if the wheels don't fit the next car stick them back on e-bay, won't loose any money.
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