Renault Clio - Licence / Insurance Mismatch - J4cques

Hi

Just had a prang in my Clio.

My V5 and Tax address details are at my home address, but my driving licence is currently registered to an address I rent 3 days a week, away from home.

My car is generally at my home address.

Should I change my details? or should I fess up to the insurer? Can insurer check when address details were changed on DVLA database?

DVLA have advised they can change it for me within 10 working days.

Many thanks.

Christina