Why not make the fine equal what they should have paid for basic insurance plus 50%?
What!, a common sense approach that makes it advantageous to do the right thing in this country?, or conversely to disadvantage those who steal from and cheat the rest of us?, it'll never catch on.
Better to penalise the law abiding majority by making them pay for the non contributors in every walk of life, culling child benefits for those who work hard being a prime example.
It's the modern British way, unless you happen to be a politician or celebrity then get your nose in the trough and do what you like.
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