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I'm going to look at a car tomorrow. If all goes well I would like to buy on the spot. The car is 50 miles away and I would like to drive it home. I can update my insurance by telephone but I won't receive the new documents for 7 days-so how can I tax the car?
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Can the seller tax it on their docs and you then pay them?
My insurance company will post docs 1st recorded for an extra £5.00. The other way is to tax it online once the insurance database is updated, but you will still have to wait for the disc to be posted.
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Thanks for your reply
If I was stopped by the police before getting the chance to tax on line would they prosecute?
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The law says you must display a valid tax disc.
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I know Del's "Tax in the Post" sticker is worthless but what about a proof of recorded delivery posting of a letter to Swansea, purporting to contain your application and money?
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PU will probably correct this....
Failure to display is an absolute offence. No way out even, when taking the old disc to PO for renewal, (as used to be required).
However the chances of actually being done for it must be minimal.
For using an untaxed vehicle, proof of posting whilst not a defence may allow you to talk your way out of it with a friendly copper, providing you subsequently produce all documents at a police station since they will show you as insured and subsequently in possession of valid (backdate?) tax. The danger is if the insurance co make a mistake on your documents......... At on time it was necessary for you to physically have the insurance document in your hand but I am not sure that that is the case now. If in doubt I will always ask for a faxed copy of the cover note or cert if I have made a telephone transaction.
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pmh (was peter)
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However the chances of actually being done for it must be minimal.
westpig gave his view on this at
www.honestjohn.co.uk/forum/post/index.htm?t=50941&...f
Tax Disc Dilema - Fullchat Wed 11 Apr 07 21:58
although it is not clear whether the same would apply where an online application had yet to be submitted for an otherwise untaxed vehicle.
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Can the seller tax it on their docs and you then pay them? My insurance company will post docs 1st recorded for an extra £5.00. The other way is to tax it online once the insurance database is updated but you will still have to wait for the disc to be posted.
Plus the tax disc will be posted to the wrong address, as they only post to the registered owner address, and it takes several weeks to update following v5c.
In any case, hundreds of post offices in Tesco stores are open Sundays, and there huge numbers of post offices open on Saturdays.
Personally I'd say the risk of driving home with no tax is tiny.
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From own experience and others, normally seller sells you the remaining tax in price of the car.
Otherwise unless you can arrange things with the seller to sort out tax on the day, it is a trailer job.
Colleagues who buy cars with no tax or Mot either trailer them and put them on private land or run the risk for a few days.
Buying untaxed cars from private individuals will always be a problem, at least with a dealer you can put on a deposit while you sort out the tax/insurance.
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It's a sad day when ordinary decent people are scared to buy a car at the weekend for fear of the Police/law, yet yobs, chavs and other scum have free reign to do what they like and can happily and confidently stick two fingers up.
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Can probably guarantee that modern day plod would leap at the chance of an easy statistical 'nick' probably best to get the registered owner to tax the car on your behalf. God, life is becoming so complicated in the Uk.
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Of course the loophole is that you can drive an untaxed, but insured, car to the MOT testing station for a pre-booked test.
If you intend to buy an untaxed car, book an MOT later in the day, "lose" the valid certificate (if it has one) until you reach home, and then cancel the MOT booking.
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"If you intend to buy an untaxed car, book an MOT later in the day, "lose" the valid certificate (if it has one) until you reach home, and then cancel the MOT booking. ""
As anyone who has taxed a car online will know, ALL MOT (and Insurance) details are on-line... so "losing" a certificate means nowt... but perverting the course of justice - which that advice purports to be - is taken as a hanging offence.
madf
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When I bought a car recently, the tax was about to run out.
But the owner agreed to tax it on their documents.
I don't think the authorities would get too excited over a car that has been continuously taxed - ie the previous owner has returned a current tax disc and you buy one at the first possible opportunity, with no break in the taxation history.
I wouldn't drive a car that has been SORN'd on the road
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Guys, relax, stop worrying!!
Last year I got stopped by the police for using an untaxed car. Once they were satisfied that I had insurance and an MOT (which is all the police are mainly bothered about), they let me go, albeit with a producer to produce my documents (MOT, Licence & ins) at a police station within 7 days, which I of course did. The officer that pulled me said that he had to inform the DVLA that I was driving without tax and that the DVLA would decide on the fine.
Anyway, I sold the car to a friend about 2 days later who wanted it taxing before she had it, so it got taxed. The start of the tax disc was automatically back dated to the start of the month. I never heard a thing from the DVLA afterwards. I presume that their system does not update all that quickly so if you are quicker than them you will not get fined.
Chill out; you all worry far too much!
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There is a static camera on Chicheley Hill, near Newport Pagnell, that reads number plates. If your car is caught on it without tax you will be fined I am pretty sure. So obviously avoid this location and any other fixed cameras of this ilk if you have no tax. And if a camera equipped traffic car is behind you, sods law it will be, then you are going to get pulled. As long as you have actually paid for the tax then plate recognition cameras in fixed locations and on traffic cars will not be triggered, and when was the last time you were stopped by the police to check your tax disc. If the vendor taxes it and doesnt send the disk you can always obtain a replacement from the DVLA when you have done the V5.
Oh watch out though, traffic wardens have the power to report you to DVLA too, as I found out on my old LR 109" when the tax disk slipped down the front of the dash and a warden left me a notification I had been reported.
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