An article in yesterdays Telegraph
( www.telegraph.co.uk/money/main.jhtml?xml=/money/20...l )
{Link repaired - DD}
informed me of something I did not know about driving abroad. Many insurance companies issue Green Cards (usually for free), but you are only covered for 3rd Party claims only. You have to pay an extra premium to have comprehensive cover extended to go abroad. So if you are going abroad this summer, I suggest you check your insurance very carefully to check whether you are fully covered.
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Roger
I read frequently, but only post when I have something useful to say.
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My insurance is 3rd party (RTA) in the UK,suits me just fine.
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>>Many insurance companies issue Green Cards (usually for free), but you are only covered for 3rd Party claims only
I think you got your lines crossed;
Within the EU insurers must provide you with the minimuim cover required by law in that country. That is usually the same as Third Party here, but not always.
If you go the extra step of getting a green card, then your normal UK based policy cover is extended as per the Green Card usually limted by dates.
So, if you have comprehensive here, then with a green card you have comprehensive there.
As an additional point you don't really need to carry Green Cards (or spanish bail bonds) as you used to, since within the EC your own insurance certificate will satisfy the law. It may be easier to carry it, for peace of mind or local translation, but don't pay a broker over and above what the insurer charged.
Outside the EU you should make sure that you carry them.
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